Employee Benefits Associate Analyst - January 2027 Career Development Program

USI Insurance Services; Charlotte (NC); On-site; USD 42,000 - 54,000; Full time

Benefits offered by this job

Mentorship program

USI Gives Back community initiatives

Competitive benefits package

Job summary

USI Insurance Services offers a 12-month Employee Benefits Career Track Program designed for recent graduates to build a foundation in employee benefits, financial analysis, and strategy. You’ll gain hands-on experience, participate in mentorship, and engage with peers and leaders through networking and community initiatives, including USI Gives Back.

The program provides over 950 hours of structured training and practical work, with the first months focused on 100% training to build essential

Qualifications

• Bachelor’s degree earned within the last two years.
• Comfort with solving problems and thinking critically.
• Experience or comfort with using Excel to build tables and analyze data.
• Ability to manage multiple priorities and meet deadlines.
• Attention to detail and accuracy in work.
• Clear communication and collaboration with others.
• Eagerness to learn and grow professionally.

Responsibilities

• Work with financial data to support client deliverables and reporting across business segments.
• Review renewals and evaluate new business proposals to inform client decisions.
• Prepare market reviews, funding projections, and claims utilization analyses.
• Review contracts and funding arrangements to understand plan structure and cost drivers.
• Identify cost-saving opportunities using analytical tools and internal resources.
• Support negotiations related to premium rates and benefit plan features.
• Translate analysis into client-ready summaries highlighting observations and findings.
• Participate in internal strategy meetings to learn how client recommendations are developed.
• Manage multiple projects and priorities while maintaining accuracy and timeliness.
• Stay informed on industry trends, legislation, and developments affecting employee benefits.
• Apply training knowledge to real client work.

Skills

Problem solving

Excel data analysis

Attention to detail

Communication

Initiative

Education

Bachelor’s degree

Tools

Excel

Job description

This 12-month career development program is designed for recent graduates interested in building a foundation in employee benefits, financial analysis, and benefit strategy. Through structured training and hands‑on experience, you’ll develop analytical skills, learn how benefit plans are evaluated and managed, and gain exposure to the factors that influence benefit plan performance and cost.

You’ll work alongside experienced professionals, participate in a mentorship program, and take on increasing responsibility as your knowledge and skills grow. You’ll also have opportunities to connect with peers and leaders across the organization and get involved in networking and community initiatives, including USI Gives Back.

Program Overview:

The Employee Benefits Career Track Program provides more than 950 hours of structured training and practical hands‑on work experience.

• Months 1–3: 100% training

What You’ll Be Doing:

• Work with financial data to support client deliverables and reporting across a variety of business segments.
• Review insurance renewals and evaluate new business proposals to help clients make informed benefit decisions.
• Prepare market reviews, funding projections, and claims utilization analyses to evaluate plan performance.
• Review insurance contracts and funding arrangements to understand plan structure and key cost drivers.
• Help identify cost‑saving opportunities using analytical tools, templates, and internal resources.
• Support negotiations related to premium rates and benefit plan features.
• Turn your analysis into clear, client‑ready summaries that highlight observations and key findings.
• Participate in internal strategy meetings to learn how client recommendations are developed and delivered.
• Manage multiple projects and priorities while ensuring work is accurate and completed on time.
• Stay current on industry trends, legislation, and developments affecting employee benefits.
• Apply knowledge gained through training to real client work and projects.

You’ll Be a Great Fit If You:

• Earned a bachelor’s degree within the past two years.
• Enjoy solving problems and thinking critically.
• Are comfortable working with data in Excel, including building tables and analyzing information.
• Can manage multiple priorities and meet deadlines.
• Pay attention to detail and produce accurate work.
• Communicate clearly and work well with others.
• Are eager to learn, take initiative, and grow professionally.

USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare and financial benefits including medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long‑term disability, life insurance and other unique employer-sponsored and voluntary programs. USI also offers a generous paid time off policy, paid family leave benefit as well as paid holiday time.

Eligible for up to 5% bonus at completion of 12 month program