Employee Benefits Associate Analyst - January 2027 Career Development Program

USI Insurance Services; Des Peres (MO); On-site; USD 45,000 - 60,000; Full time

Job summary

USI Insurance Services offers a 12-month Employee Benefits Career Track Program designed for recent graduates seeking a foundation in employee benefits, financial analysis, and benefit strategy.

You’ll gain structured training, hands-on experience, and mentorship, along with exposure to networking and community initiatives, including USI Gives Back. You’ll spend over 950 hours in training and real client work, building analytical capabilities across client deliverables.

Qualifications

• Bachelor’s degree earned within the past two years.
• Strong analytical skills and problem solving.
• Proficient in Excel with data tables and basic analysis.
• Excellent communication and teamwork.
• Ability to manage multiple priorities and meet deadlines.

Responsibilities

• Work with financial data to support client deliverables and reporting across business segments.
• Review insurance renewals and evaluate new business proposals to help clients make informed benefit decisions.
• Prepare market reviews, funding projections, and claims utilization analyses to evaluate plan performance.
• Review insurance contracts and funding arrangements to understand plan structure and cost drivers.
• Identify cost-saving opportunities using analytical tools and internal resources.
• Support negotiations related to premium rates and benefit plan features.
• Turn your analysis into clear, client-ready summaries that highlight observations and key findings.
• Participate in internal strategy meetings to learn how client recommendations are developed and delivered.
• Manage multiple projects and priorities while ensuring work is accurate and completed on time.
• Stay current on industry trends, legislation, and developments affecting employee benefits.
• Apply knowledge gained through training to real client work and projects.

Skills

Analytical thinking

Data analysis

Reporting

Communication

Education

Bachelor's degree

Tools

Excel

Job description

This 12-month career development program is designed for recent graduates interested in building a foundation in employee benefits, financial analysis, and benefit strategy. Through structured training and hands‑on experience, you’ll develop analytical skills, learn how benefit plans are evaluated and managed, and gain exposure to the factors that influence benefit plan performance and cost.

You’ll work alongside experienced professionals, participate in a mentorship program, and take on increasing responsibility as your knowledge and skills grow. You’ll also have opportunities to connect with peers and leaders across the organization and get involved in networking and community initiatives, including USI Gives Back.

Program Overview:

The Employee Benefits Career Track Program provides more than 950 hours of structured training and practical hands‑on work experience.

• Months 1–3: 100% training

What You’ll Be Doing:

• Work with financial data to support client deliverables and reporting across a variety of business segments.
• Review insurance renewals and evaluate new business proposals to help clients make informed benefit decisions.
• Prepare market reviews, funding projections, and claims utilization analyses to evaluate plan performance.
• Review insurance contracts and funding arrangements to understand plan structure and key cost drivers.
• Help identify cost‑saving opportunities using analytical tools, templates, and internal resources.
• Support negotiations related to premium rates and benefit plan features.
• Turn your analysis into clear, client‑ready summaries that highlight observations and key findings.
• Participate in internal strategy meetings to learn how client recommendations are developed and delivered.
• Manage multiple projects and priorities while ensuring work is accurate and completed on time.
• Stay current on industry trends, legislation, and developments affecting employee benefits.
• Apply knowledge gained through training to real client work and projects.

You’ll Be a Great Fit If You:

• Earned a bachelor’s degree within the past two years.
• Enjoy solving problems and thinking critically.
• Are comfortable working with data in Excel, including building tables and analyzing information.
• Can manage multiple priorities and meet deadlines.
• Pay attention to detail and produce accurate work.
• Communicate clear and work well with others.
• Are eager to learn, take initiative, and grow professionally.

USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare and financial benefits including medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long‑term disability, life insurance and other unique employer-sponsored and voluntary programs. USI also offers a generous paid time off policy, paid family leave benefit as well as paid holiday time.

Eligible for up to 5% bonus at completion of 12 month program