EMEA Credit & Collections Analyst – Drive Cash Flow

Arclin; United States; On-site; USD 47,000 - 69,000; Full time

Job summary

Arclin is seeking a Credit Analyst for the EMEA region, based in Asturias, Spain, to assess customer credit risk and maximize cash flow. You will collaborate with Sales, Customer Service, and customers to manage credit limits, payment terms, and collections activities while ensuring compliance with local laws.

The role involves standardizing credit risk methodologies, monitoring exposures, and driving on-time collections.

Qualifications

• Bachelor's degree in Finance, Accounting, or related field.
• 2+ years in credit, collections, or A/R management.
• English fluency required.
• Experience in a public company preferred.
• Experience with SAP or SAP S/4HANA credit/collections modules preferred.
• Knowledge of credit platforms (BlackLine, HighRadius) preferred.
• Strong analytical skills with Excel and Power BI.
• Understanding of global credit risk, AR lifecycle, and cash flow management.
• Ability to collaborate with cross-functional stakeholders.
• Process-oriented with emphasis on standardization and control.
• Excellent reporting skills.

Responsibilities

• Credit risk assessment and limit QC for EMEA region.
• Monitor and approve customer credit limits and terms.
• Release orders on credit holds within set parameters.
• Manage collections and improve DSO with proactive outreach.
• Provide AR reporting, aging, and credit exposure metrics.

Skills

English fluency

Financial analysis

Cross-functional collaboration

Excel proficiency

Power BI

Education

Bachelor's degree in Finance/Accounting

Tools

SAP

SAP S/4HANA

BlackLine

HighRadius

Job description

Arclin is seeking a Credit Analyst for the EMEA region, based in Asturias, Spain, to assess customer credit risk and maximize cash flow. You will collaborate with Sales, Customer Service, and customers to manage credit limits, payment terms, and collections activities while ensuring compliance with local laws.

The role involves standardizing credit risk methodologies, monitoring exposures, and driving on-time collections.