Credit Analyst – Americas | Hybrid Role

Arclin; Alpharetta (GA); Hybrid; USD 65,000 - 90,000; Full time

Job summary

Arclin is seeking a Credit Analyst in Alpharetta, GA to assess customer credit risk and manage credit limits for the Americas. You will collaborate with Sales, Customer Service, and Collections to enable sales while protecting cash flow.

The role emphasizes data analytics, aging analysis, and timely collections using SAP/SAP S4HANA, Excel, and Power BI. A Bachelor’s degree and 2+ years in credit/A/R are preferred. Experience in a public company is a plus.

Qualifications

• Bachelor’s degree in Finance, Accounting, or related field.
• 2+ years of experience in credit, collections, or A/R management.
• Experience operating in a public company preferred.
• Preferred hands-on experience with SAP or SAP S/4HANA credit or collections modules.
• Knowledge of credit management/cash application platforms (e.g., BlackLine, HighRadius, or similar) preferred.
• Strong analytical capabilities, including financial analysis, and use of Excel, Power BI tools, and dashboards.
• Basic understanding of global credit risk management, accounts receivable lifecycle and collections strategies, internal audit, and compliance frameworks, working capital optimization and cash flow management.
• Ability to collaborate with and influence cross-functional stakeholders, to balance commercial objectives with risk discipline.
• Process-oriented mindset with a focus on standardization and control.

Responsibilities

• Drive standardized credit risk assessment methodologies, including financial analysis, external credit data, and behavioral payment analytics.
• Recommend and monitor customer credit limits, payment terms, and risk exposures for the Americas region, with support from the Global Credit Manager.
• Release orders on hold due to over credit limit within parameters
• Partner with Sales and Commercial teams as needed to evaluate customers or to solve customer payment issues.
• Coordinate with and assist the Collections team in performing collection activities in Brazil through email, phone calls, or customer portals.
• Release orders on hold due to past-dues within parameters, as needed
• Analyze aging and customer risk to prioritize collection activities, resolve overdue balances and assist with improving DSO.
• Drive disciplined execution of escalation processes, including collections prioritization, dispute resolution, and order blocking.
• Assist with A/R reporting, including DSO, aging, bad debt, and credit exposure metrics.
• Leverage data analytics to identify trends, optimize customer segmentation, and improve decision-making.

Skills

Financial analysis

A/R management

Excel

Power BI

SAP/SAP S/4HANA

Cash application

Education

Bachelor’s degree in Finance, Accounting, or related field

Tools

SAP/SAP S/4HANA

BlackLine

HighRadius

Excel

Job description

Arclin is seeking a Credit Analyst in Alpharetta, GA to assess customer credit risk and manage credit limits for the Americas. You will collaborate with Sales, Customer Service, and Collections to enable sales while protecting cash flow.

The role emphasizes data analytics, aging analysis, and timely collections using SAP/SAP S4HANA, Excel, and Power BI. A Bachelor’s degree and 2+ years in credit/A/R are preferred. Experience in a public company is a plus.