Electronic Payment Services Assistant Manager

San Francisco Federal Credit Union; San Francisco (CA); On-site; USD 105,000 - 115,000; Full time

Benefits offered by this job

Health insurance

401(k) Plan

Profit sharing

Tuition reimbursement

Generous PTO

Job summary

San Francisco Federal Credit Union is seeking an Electronic Payment Services Assistant Manager at our Golden Gate branch in San Francisco. The role leads EPS operations across ACH, wires, and related payment services, ensuring accuracy, compliance, and robust controls.

You will drive improvements, manage complex exceptions, and collaborate with internal teams and external vendors. The successful candidate will have 5+ years in payments or banking, strong analytical and leadership skills, and

Qualifications

• 5+ years of experience in credit union/banking or electronic payments.
• Strong knowledge of Electronic Payment Services and processing.
• Experience with project management, process improvement, or system implementations.
• Ability to analyze complex payment operations and manage confidential data.

Responsibilities

• Participate in the management and strategic direction of Electronic Payment Services.
• Provide expertise for ACH, wires, Remote Deposit Capture, Share Draft, Bill Pay, IRA, and related payment processes.
• Ensure operational accuracy, compliance, service quality, and risk management.
• Lead process improvement, automation, and workflow optimization initiatives.
• Partner with Compliance, Risk, Technology, Operations, and vendors to implement solutions.
• Analyze performance metrics and identify opportunities for productivity and scalability.
• Support staff development and cross-training within the department.
• Act on behalf of leadership in assigned EPS areas.

Skills

Leadership

Project management

Process improvement

Analytical thinking

Communication

Education

Bachelor’s degree

Job description

Job Details

Job Location: Golden Gate - San Francisco, CA 94102, Position Type: Full Time, Salary Range: $105,000.00 - $115,000.00 Salary, Who Are We?

With an “A” health rating and solid year-over-year growth, San Francisco Federal Credit Union’s (SFFedCU) membership is now over 43,000 with assets surpassing $1.3 billion and branches located in San Francisco and San Mateo County. Continuing along it highly successful growth trajectory, SFFedCU is seeking an Electronic Payment Services Assistant Manager for our Golden Gate Branch in San Francisco.

Role Overview

The Assistant Manager, Electronic Payment Services (EPS), is responsible for supporting the management, operational effectiveness, and continuous improvement of Electronic Payment Services at San Francisco Federal Credit Union. This role provides leadership, subject matter expertise, and operational oversight for ACH, wire transfers, electronic funds transfers, payment processing, and related payment services.

The Assistant Manager is accountable for evaluating operational performance, identifying and mitigating risk, interpreting and applying regulatory requirements, and implementing solutions that support organizational objectives. The position serves as a key advisor to management on payment operations, process improvements, operational controls, and technology initiatives.

This position plays a critical role in driving operational excellence through process enhancement, workflow optimization, automation, and technology enablement initiatives. The incumbent is responsible for leading specialized projects, system implementations, process redesign efforts, and cross-functional initiatives that improve efficiency, scalability, controls, and the member experience. The role serves as a key liaison between Electronic Payment Services and internal business partners, vendors, and external stakeholders.

Key Responsibilities

• Participate in the management and strategic direction of Electronic Payment Services by evaluating operational effectiveness, recommending business solutions, establishing priorities, and implementing initiatives that support organizational objectives.
• Provide expertise and oversight for ACH, wire transfers, Remote Deposit Capture, Share Draft, Bill Pay, IRA, electronic funds transfers, and related payment processes.
• Ensure operational accuracy, compliance, service quality, and effective risk management.
• Exercise independent judgment and discretion in evaluating, resolving, and approving complex payment exceptions, operational issues, and member escalations.
• Lead process improvement, workflow optimization, and automation initiatives to increase efficiency and strengthen controls.
• Manage and support specialized projects, system enhancements, technology implementations, and operational transformation initiatives.
• Partner with Compliance, Risk, Technology, Operations, and vendors to implement
• Analyze operational performance metrics and identify opportunities for enhanced productivity and scalability.
• Support employee development, cross-training, and operational consistency within the department.
• Act on behalf of departmental leadership in assigned areas and support business decisions impacting Electronic Payment Services operations.

Who Are You? Required Qualifications

• 5+ years of progressive experience in credit union, banking, financial services, electronic payments, or payment operations.
• Strong knowledge of Electronic Payment Services and payment processing.
• Working knowledge of ACH, wires, electronic funds transfers, payment settlement, and related operational processes.
• Demonstrated leadership, coaching, and cross-functional collaboration skills.
• Experience with project management, process improvement, system implementations, or operational initiatives.
• Strong analytical, problem-solving, organizational, and communication skills.
• Ability to manage sensitive and confidential financial information.
• High level of accuracy, sound judgment, and attention to detail.

Preferred

• Bachelor’s degree in business, Finance, Operations, Information Systems, or a related field.
• Prior supervisory or management experience.
• Experience with payment technology, automation, workflow optimization, system implementations, or vendor management.

Why You’ll Love It Here

You’ll work alongside a passionate team in a mission-driven organization, get exposure to executive decision-making, and grow your skills across a broad range of functions. No two days will be the same—and that’s exactly how you like it.

The compensation package includes an excellent benefits program including health insurance plans, generous PTO, 401(k) Plan, profit sharing, competitive base salary, as well as tuition reimbursement.

SFFedCU is an Equal Employment Opportunity Employer. In accordance with federal and state laws, SFFedCU does not discriminate in employment because of race, color, religion, sex, national origin, age, physical and mental disability, marital status, pregnancy, childbirth, breastfeeding or related condition, ancestry, medical condition (associated with cancer, a history cancer or genetic characteristics), veteran or military status, sexual orientation, gender, gender identity or gender expression, HIV/AIDS status, genetic information or any other characteristic protected by law.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.