Electronic Banking Representative

F.N.B. Corporation; Hermitage (Mercer County); On-site; USD 40,000 - 60,000; Full time

Job summary

F.N.B. Corporation in Hermitage, PA seeks an Electronic Banking Representative to manage ACH processing, including returns, NOCs, and related items, and to handle incoming/outgoing wires, including SWIFT, with tight deadline adherence.

The role requires maintaining confidentiality and coordinating with the Computer Room and Treasury Management. The ideal candidate has a High School diploma or GED, 3 years of related experience, strong communication skills, and proficiency with MS Word and Excel.

Qualifications

• High school diploma or GED required.
• Minimum 3 years of related experience.
• Excellent written and verbal communication skills.
• Ability to multi-task in a fast-paced environment.
• Detail-oriented with strong computer and office software skills.

Responsibilities

• Process and balance incoming and outgoing ACH files, meeting deadlines.
• Maintain confidentiality due to sensitive ACH data; coordinate with Computer Room and Treasury Management.
• Process incoming/outgoing wires and SWIFT messages; support international banking and service messages; perform EOD functions.
• Research and resolve phone and email inquiries related to ACH or wire transfers.
• Handle ACH Returns, NOCs, prenotes, Death Alerts, and related items; maintain department statistics and reports.
• Perform other related duties as assigned.

Skills

Excellent communication

Multi-tasking

Detail-oriented

General office equipment

PC proficiency

MS Word

MS Excel

Education

High School diploma or GED

3 years of related experience

Tools

MS Word

MS Excel

Job description

Primary Office Location:

4140 East State Street. Hermitage, Pennsylvania. 16148.

Join our team. Make a difference - for us and for your future.

Position Title: Electronic Banking Representative

Business Unit: Operations

Reports to: Supervisor of Electronic Banking

Position Overview:

This position is primarily responsible for processing Automated Clearing House (ACH) files and functions related to ACH including, but not limited to, ACH Returns, Noc’s, Research and other miscellaneous items or responsible for Processing Incoming and Outgoing Wires including, but not limited to, SWIFT processing, Return wires, Research and other miscellaneous items.

Primary Responsibilities:

Processes and balances incoming and outgoing Automated Clearing House (ACH) files while meeting all deadlines. Maintains confidentiality at all times due to the extreme sensitivity of the information in the Automated Clearing House (ACH) files. Works closely with Computer Room and Treasury Management.

Processes Incoming, Outgoing and SWIFT wires, supports International Banking Dept and Service Messages and balances and performs End of Day (EOD) functions in Wire Software/Federal Reserve while meeting all deadlines.Maintains confidentiality at all times due to the extreme sensitivity of the information in the wire transfers.

Processes ACH Reg E Dispute Returns following all Reg E guidelines and internal procedures.

Researches and resolves phone and email requests, issues, problems and questions related to ACH or Wire transfers.

Processes Incoming ACH Returns, Notice of Changes (NOC’s), prenotes, Death Alerts, Treasury Returns, Eim Exception returns, outgoing ACH Returns and NOC’s over Fedline and Subpoenas.

Maintains daily and monthly spreadsheets for department statistics including the Wire Processing Memo Trending report that is monitored by the Payment Committee.

Performs other related duties and projects as assigned.

All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.

Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:

High School or GED

Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:

3

Skills Required to Perform the Primary Responsibilities of this Position:

Excellent communication skills, both written and verbal

Ability to work and multi-task in a fast paced environment

Detail-oriented

Ability to use general office equipment

Ability to use a personal computer and job-related software

MS Word - Intermediate Level

MS Excel - Intermediate Level

Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:

N/A

Physical Requirements or Work Conditions Beyond Traditional Office Work:

N/A

Equal Employment Opportunity (EEO):

It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.

FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.