Dynamic Residential Mortgage Originator

Fifth Third Bank; Brentwood (TN); On-site; USD 55,000 - 90,000; Full time

Job summary

Fifth Third Bank is seeking a Mortgage Loan Originator to manage the lifecycle from application to closing, cultivating referral networks with realtors and builders. You will ensure adherence to policies, processes, and regulatory guidelines while delivering excellent customer service and timely updates.

The role emphasizes pipeline management, cross-functional collaboration, and incentive-based compensation with comprehensive benefits.

Qualifications

• High school diploma or equivalent mandatory; four-year college degree preferred.
• Knowledge of conventional and/or government lending guidelines.
• Knowledge of residential mortgage processing, underwriting, and closing procedures.
• Knowledge of federal lending regulations governing real estate lending.
• Demonstrated organizational skills.
• Strong written and verbal communications skills.
• Demonstrated teamwork and customer service skills.
• Proven computer skills.
• Basic sales technique skills.
• Strong desire to excel in a competitive environment.
• This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site provides the MU4R questions and registration information.

Responsibilities

• Develop referral contacts (realtors, builders, professional and personal contacts).
• Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
• Maintain knowledge of available loan products, processing procedures, and underwriting guidelines.
• Follow defined protocol for escalation of exceptions.
• Take applicant applications by completing Fannie Mae form 1003.
• Use the laptop for communication and access to daily rates, credit reports, and sending loans to LOMAS.
• Collect documentation and deliver loan packages within management time frames.
• Manage pipeline for all originated loans through closing and complete reports.
• Communicate with branches and applicants with timely updates and progress reports.
• Maintain high levels of customer service and manage expectations.
• Attend Consumer Lending meetings as required.

Skills

Referral networking

Customer service

Sales skills

Team collaboration

Education

High school diploma

4-year college degree preferred

Tools

NMLS

Fannie Mae 1003

LOMAS

Loan Prospector

Job description

Fifth Third Bank is seeking a Mortgage Loan Originator to manage the lifecycle from application to closing, cultivating referral networks with realtors and builders. You will ensure adherence to policies, processes, and regulatory guidelines while delivering excellent customer service and timely updates.

The role emphasizes pipeline management, cross-functional collaboration, and incentive-based compensation with comprehensive benefits.