Dynamic Mortgage Loan Originator (Residential)

TD; United States; A distancia; USD 16.000 - 25.000; Jornada completa

Descripción de la vacante

TD Bank in New York, NY is seeking a Mortgage Loan Officer to sell and originate residential mortgage loans and help customers reach their homeownership goals. You will take applications, offer terms, and negotiate to meet sales targets.

The role requires meeting with prospects, explaining mortgage products, guiding applicants through the process, coordinating with underwriting and closing teams, and delivering excellent service.

Formación

• Bachelor’s degree or progressive work experience in sales or finance.
• At least 2+ years of mortgage origination experience.
• Proven sales ability with target achievement.
• Strong knowledge of mortgage products and underwriting basics.
• Excellent communication and negotiation skills.
• Self-directed with strong time management.
• PC skills including mortgage origination systems.

Responsabilidades

• Meet with prospects identified directly as well as referred by realtors, developers, attorneys and other external and internal referral sources.
• Explain variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs.
• Guides Customers through the mortgage application process.
• Explains information required and other aspects of the loan process to Customers.
• Ensures applications are completed accurately and contain required information and supporting documentation.
• Submits application materials and other required information to processing area to clear any conditions, finalizes the loan commitment, and prepares for closing.
• Communicates regularly with Customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned.

Conocimientos

Sales ability

Communication

Time management

Self-directed

Educación

Bachelor's degree or progressive work experience

Descripción del empleo

TD Bank in New York, NY is seeking a Mortgage Loan Officer to sell and originate residential mortgage loans and help customers reach their homeownership goals. You will take applications, offer terms, and negotiate to meet sales targets.

The role requires meeting with prospects, explaining mortgage products, guiding applicants through the process, coordinating with underwriting and closing teams, and delivering excellent service.