Dynamic Mortgage Loan Originator — Lead Gen & Client Growth

Liberty Federal Credit Union; Columbus (IN); On-site; USD 45,000 - 75,000; Full time

Benefits offered by this job

Incentives

Paid Holidays

PTO (Vacation, Sick and Personal Days)

Medical Insurance

Dental Insurance

Vision Insurance

401(k) matching

Life Insurance

Disability Insurance

Tuition Reimbursement

Job summary

Liberty FCU in Columbus, IN is seeking an experienced Mortgage Loan Originator to join our lending team. You will conduct loan interviews, evaluate borrowers, and generate new business through self-sourcing while adhering to regulatory guidelines.

The ideal candidate has 2–3 years of mortgage origination experience, strong communication and math skills, and familiarity with loan products and underwriting. Bachelor’s degree preferred; NMLS registration required.

Qualifications

• 2–3 years of mortgage origination experience preferred.
• Excellent communication skills to discuss loan particulars and financial details.
• Strong mathematical and statistical analysis ability.
• Sound knowledge of terms and conditions of various loan types.
• Ability to stay updated on new loan reforms and laws.
• Ability to obtain federal registration/NMLS.

Responsibilities

• Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval.
• Evaluate credit of prospective borrowers for qualification purposes.
• Diligently pursue leads provided.
• Contact prospective borrower leads via telephone, email, or face to face.
• Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.
• Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending.
• Make sales calls through face to face and phone contact with borrowers to explain options and secure decisions.
• Maintain knowledge of available loan products, processing procedures and underwriting guidelines.
• Prospect and network, building relationships with realtors, builders and other referral partners.

Skills

Mortgage origination

Sales

Communication

Regulatory knowledge

Education

Bachelor's degree

Tools

NMLS

Job description

Liberty FCU in Columbus, IN is seeking an experienced Mortgage Loan Originator to join our lending team. You will conduct loan interviews, evaluate borrowers, and generate new business through self-sourcing while adhering to regulatory guidelines.

The ideal candidate has 2–3 years of mortgage origination experience, strong communication and math skills, and familiarity with loan products and underwriting. Bachelor’s degree preferred; NMLS registration required.