Mortgage Loan Originator

Liberty Federal Credit Union; Indianapolis (IN); On-site; USD 50,000 - 70,000; Full time

Benefits offered by this job

Incentive opportunities

Paid Holidays

Paid Time Off

Medical, Dental and Vision Insurance

401(k) retirement program with matching funds

Employer paid Group Term Life Insurance

Tuition Reimbursement Program

Job summary

A regional credit union is looking for a Mortgage Loan Originator in the Indianapolis area. The ideal candidate will have 2-3 years of mortgage origination experience and excellent communication skills. Responsibilities include conducting loan interviews, evaluating credit, and maintaining knowledge of loan products. The role offers incentive opportunities along with medical, dental, and vision insurance, paid holidays, and a 401(k) plan.

Qualifications

• 2-3 years of mortgage origination experience is preferred.
• Ability to obtain federal registration/NMLS.

Responsibilities

• Conduct loan interviews and request supporting documentation for loan approval.
• Evaluate credit of prospective borrowers for qualification purposes.
• Maintain knowledge of available loan products and processing procedures.

Skills

Excellent communication skills

Mathematical and statistical analysis ability

Strong logical thinking

Knowledge of loan terms and conditions

Education

Bachelor's degree preferred

Job description

Liberty FCU, a full-service credit union, is currently seeking applicants to fill a Mortgage Loan Originator role in the Indianapolis, IN area. The successful candidate must have excellent communication skills, attention to detail and have the ability to multitask in a fast-paced environment. The ability to initiate and develop outside business to drive loan volume is required. Experience with mortgage loan sales is required.

Duties and responsibilities

• Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval.
• Evaluate credit of prospective borrowers for qualification purposes.
• Diligently pursue leads provided.
• Contact prospective borrower leads via telephone, email, or face to face.
• Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.
• Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending.
• Makes sales calls routinely through face to face and phone contact with borrowers, ensuring clear understanding of options and informed decisions to best suit borrower's needs.
• Maintain knowledge of available loan products, processing procedures and underwriting guidelines.
• Prospect and network, building relationships with realtors, builders and other referral partners.

Qualifications

• Bachelor's degree preferred.
• 2-3 years of mortgage origination experience is preferred.
• Excellent communication skills to talk to clients about loan particulars and their personal financial details.
• Excellent mathematical and statistical analysis ability.
• A sound knowledge of the terms and conditions of different kinds of loans.
• Strong logical thinking.
• Ability to keep updated on new loan reforms and laws.
• Ability to obtain federal registration/NMLS.

Benefits and Compensation

• Incentive opportunities
• Paid Holidays
• Paid Time Off (Vacation, Sick and Personal Days)
• Medical, Dental and Vision Insurance
• 401(k) retirement program with matching funds
• Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance
• Tuition Reimbursement Program

This position reports to the RVP of Sales or local Mortgage Sales Manager and has no direct reports.

Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.