Dynamic Mortgage Loan Officer - Commission-Based Earnings

Regions Bank; Earle (AR); On-site; USD 20,000 - 100,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Bank in Little Rock, Arkansas, seeks a Mortgage Loan Officer to originate residential mortgage loans through a branch network. You will complete applications, evaluate requests, and maintain contact with customers while ensuring compliance with regulations.

The role includes developing external business via referrals, cross-selling bank products, and networking in professional communities. A high school diploma is required, with preferred bachelor’s degree and prior mortgage experience.

Qualifications

• High School Diploma or GED.
• One year of mortgage lending experience with proven mortgage production.
• Abundant mortgage experience in developing external business via referral partners such as realtors, builders, and financial planners.

Responsibilities

• Completes mortgage applications for submission to the loan processing and underwriting departments.
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history.
• Maintains contact with loan customers, communicating progress of loan and obtaining documentation.
• Structures loan to comply with lending practices and federal regulations.
• Establishes marketing plans including potential and existing loan customers, realtors, builders, developers, and contact frequency.
• Answers customer calls and walk-in customers about loan products and qualification information.
• Makes sales calls to develop new business or retain existing business.
• Cross-sells other bank products and services.
• Reads surveys and appraisals, and addresses encroachments/violations.
• Participates in networking to promote and market loan products.

Skills

Organizational skills

Mortgage products knowledge

Regulatory knowledge

Relationship building

Multi-tasking

Microsoft Office

Sales acumen

Communication skills

Industry networking

Education

High School Diploma or GED

Bachelor's degree (preferred)

Tools

Microsoft Office

Job description

Regions Bank in Little Rock, Arkansas, seeks a Mortgage Loan Officer to originate residential mortgage loans through a branch network. You will complete applications, evaluate requests, and maintain contact with customers while ensuring compliance with regulations.

The role includes developing external business via referrals, cross-selling bank products, and networking in professional communities. A high school diploma is required, with preferred bachelor’s degree and prior mortgage experience.