Director, Project Finance Credit Risk (Hybrid – NY)

SMBC Group; New York (NY); Hybrid; USD 178,000 - 231,000; Full time

Benefits offered by this job

Hybrid work model

Discretionary incentive

Job summary

SMBC Group is seeking a Credit Officer in North America to analyze credit risk in project finance transactions across renewable and conventional power, oil & gas, and infrastructure sectors. You will review front-office credit applications, prepare executive summaries for the Credit Department, and ensure adherence to internal standards in a 2LoD framework.

The role requires deep knowledge of project and corporate finance, strong analytical skills, and the ability to render timely credit

Qualifications

• Minimum of 5-7 years relevant work experience preferably in the credit department of a major project finance bank.
• Superior attention to details, ability to quickly individuate and focus on the key risks factors of highly structured transactions and visually present complex concepts with graphs, tables and flow charts.
• Flexibility to work under tight deadlines and in a multitasking environment.

Responsibilities

• Analyze various risk elements of project finance transactions in North America and present written executive summaries to the management of the Credit Department.
• Oversee the maintenance of credit quality and provide feedback to business units to ensure consistent and complete credit applications. Also, provide guidance, as necessary, to business units to ensure compliance with internal standards.
• Provide feedback to the front office on deal structures to mitigate identified risks.
• Closely review transaction grading models to ensure accuracy and consistency.
• Monitor and supervise problem loans including Warning/Special Mention Obligors and present written memorandum/reports to management.
• Manage compliance with internal policies, work flow procedures, regulations, etc.
• Other credit related works/projects as assigned.
• Utilize deep understanding of US Regulatory Classification guidelines to review and approve proposed risk ratings.
• In-depth knowledge of project finance, in addition to corporate finance and accounting, is required.
• Critical thinking and ability to analyze a vast and complex amount of information and quickly render credit decisions.
• Experience in facing the regulators at the SNC, TLR, etc exams and knowledge of regulatory ratings is a plus.
• Risk sensitivity and ability to steer decisions through discussions with the business units.

Skills

Credit analysis

Quantitative analysis

Regulatory knowledge

Attention to detail

Job description

SMBC Group is seeking a Credit Officer in North America to analyze credit risk in project finance transactions across renewable and conventional power, oil & gas, and infrastructure sectors. You will review front-office credit applications, prepare executive summaries for the Credit Department, and ensure adherence to internal standards in a 2LoD framework.

The role requires deep knowledge of project and corporate finance, strong analytical skills, and the ability to render timely credit