Director of Product - Property and Liability

biBerk Business Insurance; Stamford (CT); On-site; USD 130,000 - 230,000; Full time

Benefits offered by this job

Medical insurance

PTO and holidays

Parental leave

401(k) with company match

Education assistance

Wellness programs

Job summary

biBerk Business Insurance in Stamford, CT is seeking a Director of Product - Property and Liability to lead product development from concept to launch within a Businessowner’s program. The role blends data-driven decision making with underwriting strategy and cross-functional collaboration with actuarial, marketing, legal and IT.

The position emphasizes ownership of roadmap, pricing, and competitive intelligence, with a small product team and direct impact on profitability.

Qualifications

• Bachelor’s degree is required.
• Minimum 8 years of Commercial Property and/or Liability Product Insurance experience.
• Strong communication and leadership skills.

Responsibilities

• Lead development of new insurance products from concept to launch.
• Manage existing and new products to meet production and profitability targets.
• Drive rate and pricing decisions with actuarial, distribution and underwriting teams.
• Provide guidance to production underwriting at risk and portfolio levels.
• Own end-to-end product development lifecycle and milestones.
• Define and prioritize product requirements focused on customers.
• Coordinate cross-functional teams to deliver products.
• Own competitor intelligence strategy and market insights.
• Present roadmaps, performance, and strategies to senior management.
• Collaborate with AI team to implement underwriting guidelines.
• Manage and develop a small product team.

Skills

P&C product exp

Education

Bachelor’s degree

Job description

Description

The Director of Product - Property and Liability is looking for a collaborative, data-driven leader to join our Product Management team and shape the future of our Property and Liability product under a Businessowner’s program. The product is sold via BiBerk, which has both direct to consumer and traditional wholesaler agency offerings. The product focuses primarily on online quote and bind with some traditional referrals for larger or higher hazard risks. This role offers the chance to lead product development from concept to launch, influence underwriting strategy, and work cross-functionally across actuarial, marketing, legal, and IT.

Job Type

Full-time

Job Responsibilities

• Leads the development of new insurance products, including underwriting guidelines, from concept to launch.
• Manages existing and new products to ensure production and profitability targets are met.
• Key stakeholder in driving rate and pricing decisions. Drives collaboration with actuarial, distribution and production underwriting to create and enhance rating algorithms.
• Functions as the ultimate referral underwriter by providing guidance and thought leadership to production underwriting at the single risk level and at the portfolio level.
• Manages the end-to-end product development lifecycle, ensuring milestones are met on time.
• Defines and prioritizes insurance product requirements, focusing on customer-centric solutions
• Coordinates cross functional teams, including underwriting, distribution, actuarial, legal and IT to ensure seamless product delivery.
• Owns competitor intelligence strategy and conducts market intelligence.
• Presents product road maps, performance, and strategies to senior management
• Collaborate with risk-based AI team to implement Underwriting Guidelines via our proprietary artificial intelligence software
• Manage and develop a small product team

Knowledge, Skills And Abilities

• Excellent verbal and written communication skills, along with interpersonal and influencing skills
• Self-directed and self-motivated with demonstrated strength in planning, organizing, and driving seamless product delivery.
• Proficient with MS Office; Proficient with reporting tools like PowerBI.
• Self-starter, capable of learning new skills and technologies in a rapidly changing environment.
• Capability to work independently and within a team/group environment.
• Excellent computer skills – Microsoft Office Suite with Intermediate or higher level of Microsoft Excel experience, Word and Outlook.
• Visual Basic Knowledge is a plus

Education And Experience Requirements

• Bachelor’s degree is required
• Minimum 8 years of Commercial Property and/or Liability Product Insurance experience

About Us

biBerk is where commercial insurance buyers can obtain coverage for their businesses from insurers of the Berkshire Hathaway group of Insurance Companies, one of the best capitalized insurance groups in the world. Our ultimate parent, Berkshire Hathaway Inc. (berkshirehathaway.com) is a holding company with diversified interests in a host of industries, including insurance, energy, transportation and manufacturing. Most policies issued through biBerk.com will be underwritten by Berkshire Hathaway Direct Insurance Company ("BHDIC"), which is an AM Best rated A++ insurer.

BHDIC is domiciled in Omaha, Nebraska. BHDIC and the team at biBerk are focused on helping small business owners quickly and easily buy affordable insurance directly from a financially strong insurance company they can trust.

BHDIC is excited to announce our comprehensive benefits package with some new and enhanced features for 2026 that include:

• Medical (PPO/HDHP), vision, disability, and life insurance.
• Enhanced dental plan with orthodontia coverage in addition to a standard plan.
• Generous PTO plan for all benefit-time eligible employees.
• Paid company holidays and 4 floating holidays.
• Paid parental leave.
• Employee Retirement Savings Plan/401(k) with company match and immediate vesting.
• Education Assistance Program that offers 100% upfront tuition reimbursement after 6 months of service for approved degree programs.
• Service Recognition Program that provides a monetary award to be used toward a vacation every 5 years of employment.
• Wellness Initiatives that include Fitness Center and Weight Watchers Reimbursement programs.
• Voluntary benefits that include accident, critical illness, and hospital indemnity.
• Employee discount and rewards program on travel, tickets, electronics, home, and more.

In accordance with pay transparency laws and regulations, the following good faith compensation range estimate is being provided. The salary range for this position is $130,000 - $230,000 per year. Final compensation will be based on candidate qualifications, geographic location, and other considerations permitted by law.