Director of Product - Property and Liability

Berkshire-Hathaway-Direct-Insurance-Company; Stamford (CT); On-site; USD 130,000 - 230,000; Full time

Job summary

The Director of Product - Property and Liability at Berkshire Hathaway Direct Insurance Company leads a data-driven product team focused on a Businessowner’s program. The role emphasizes online quoting/binding with some referrals, and cross-functional work with actuarial, marketing, legal, and IT.

You will drive product development, influence underwriting strategy, and collaborate with risk-based AI to implement guidelines while managing a small team of product professionals.

Qualifications

• Bachelor’s degree is required.
• Minimum 8 years of Commercial Property and/or Liability Product Insurance experience.
• Excellent verbal and written communication and influencing skills.
• Proficient with MS Office; PowerBI experience.
• Self-directed and able to work independently and in a team.
• Strong planning and organizing capabilities.
• Knowledge of Visual Basic is a plus.

Responsibilities

• Leads the development of new insurance products, including underwriting guidelines, from concept to launch.
• Manages existing and new products to ensure production and profitability targets are met.
• Key stakeholder in driving rate and pricing decisions with actuarial, distribution and underwriting teams.
• Guides production underwriting at single risk and portfolio levels.
• Manages end-to-end product development lifecycle and milestones.
• Defines and prioritizes product requirements with customer-centric focus.
• Coordinates cross-functional teams to ensure seamless product delivery.
• Owns competitor intelligence strategy and market intelligence.
• Presents product road maps and strategies to senior management.
• Collaborates with AI team to implement Underwriting Guidelines via proprietary AI software.
• Manages and develops a small product team.

Skills

Communication

Planning & Organizing

Independent worker

MS Office

PowerBI

Team leadership

Excel

Outlook

Education

Bachelor’s degree

Tools

Microsoft Office Suite

Visual Basic

Job description

Description

The Director of Product - Property and Liability is looking for a collaborative, data-driven leader to join our Product Management team and shape the future of our Property and Liability product under a Businessowner’s program. The product is sold via BiBerk, which has both direct to consumer and traditional wholesaler agency offerings. The product focuses primarily on online quote and bind with some traditional referrals for larger or higher hazard risks. This role offers the chance to lead product development from concept to launch, influence underwriting strategy, and work cross-functionally across actuarial, marketing, legal, and IT.

Job Responsibilities

• Leads the development of new insurance products, including underwriting guidelines, from concept to launch.
• Manages existing and new products to ensure production and profitability targets are met.
• Key stakeholder in driving rate and pricing decisions. Drives collaboration with actuarial, distribution and production underwriting to create and enhance rating algorithms.
• Functions as the ultimate referral underwriter by providing guidance and thought leadership to production underwriting at the single risk level and at the portfolio level.
• Manages the end-to-end product development lifecycle, ensuring milestones are met on time.
• Defines and prioritizes insurance product requirements, focusing on customer-centric solutions
• Coordinates cross functional teams, including underwriting, distribution, actuarial, legal and IT to ensure seamless product delivery.
• Owns competitor intelligence strategy and conducts market intelligence.
• Presents product road maps, performance, and strategies to senior management
• Collaborate with risk-based AI team to implement Underwriting Guidelines via our proprietary artificial intelligence software
• Manage and develop a small product team

Requirements

Qualifications

Knowledge, Skills and Abilities

• Excellent verbal and written communication skills, along with interpersonal and influencing skills
• Self-directed and self-motivated with demonstrated strength in planning, organizing, and driving seamless product delivery.
• Proficient with MS Office; Proficient with reporting tools like PowerBI.
• Self-starter, capable of learning new skills and technologies in a rapidly changing environment.
• Capability to work independentl and within a team/group environment.
• Excellent computer skills – Microsoft Office Suite with Intermediate or higher level of Microsoft Excel experience, Word and Outlook.
• Visual Basic Knowledge is a plus

Education and Experience Requirements:

• Bachelor’s degree is required
• Minimum 8 years of Commercial Property and/or Liability Product Insurance experience

About Us

biBerk is where commercial insurance buyers can obtain coverage for their businesses from insurers of the Berkshire Hathaway group of Insurance Companies, one of the best capitalized insurance groups in the world. Our ultimate parent, Berkshire Hathaway Inc. (berkshirehathaway.com) is a holding company with diversified interests in a host of industries, including insurance, energy, transportation and manufacturing. Most policies issued through biBerk.com will be underwritten by Berkshire Hathaway Direct Insurance Company ("BHDIC"), which is an AM Best rated A++ insurer.

BHDIC is domiciled in Omaha, Nebraska. BHDIC and the team at biBerk are focused on helping small business owners quickly and easily buy affordable insurance directly from a financially strong insurance company they can trust.

BHDIC is excited to announce our comprehensive benefits package with some new and enhanced features for 2026 that include:

• Medical (PPO/HDHP), vision, disability, and life insurance.
• Enhanced dental plan with orthodontia coverage in addition to a standard plan.
• Generous PTO plan for all benefit-time eligible employees.
• Paid company holidays and 4 floating holidays.
• Paid parental leave.
• Employee Retirement Savings Plan/401(k) with company match and immediate vesting.
• Education Assistance Program that offers 100% upfront tuition reimbursement after 6 months of service for approved degree programs.
• Service Recognition Program that provides a monetary award to be used toward a vacation every 5 years of employment.
• Wellness Initiatives that include Fitness Center and Weight Watchers Reimbursement programs.
• Voluntary benefits that include accident, critical illness, and hospital indemnity.
• Employee discount and rewards program on travel, tickets, electronics, home, and more.

In accordance with pay transparency laws and regulations, the following good faith compensation range estimate is being provided. The salary range for this position is $130,000 - $230,000 per year. Final compensation will be based on candidate qualifications, geographic location, and other considerations permitted by law.