Director of Direct Lending Product Management

First Tech Federal Credit Union; Marlborough (MA); Híbrido; USD 164.000 - 197.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Health insurance

401(k) match

Paid time off

Paid holidays

Employee pricing on lending products

Descripción de la vacante

First Tech Federal Credit Union is seeking a Director of Product Management (Consumer Lending) to lead the strategy and lifecycle of direct consumer loan products, with emphasis on direct auto and personal loans. You will partner across business, operations, technology and member-facing teams to drive profitable growth while maintaining strong credit quality.

You will build a high-performing team, develop pricing models, and oversee product features for lending programs, including digital

Formación

• 8+ years of progressive experience in consumer lending product management or program development
• 4+ years of experience leading a diverse team including hiring, coaching and performance management
• Proven track record of designing, launching, and optimizing direct lending products
• Demonstrated success growing origination volume and profitability through digital first product strategies
• Experience leading cross functional product initiatives involving underwriting, technology, operations, servicing, and marketing teams
• Deep expertise in direct lending product design, pricing models, risk-based pricing, and program structuring
• Strong understanding of consumer credit risk frameworks, portfolio analytics, and how product features influence approval rates
• Proficiency with product analytics, competitive intelligence, A/B testing, and performance dashboards
• Innovative and strategic thinking translating market opportunities into successful direct lending products
• Ability to thrive in a fast-paced environment with multiple priorities and change
• Bachelor’s degree in field relevant to role (or 4 additional years of relevant experience in lieu of a degree)
• Advanced degree preferred

Responsabilidades

• Build, mentor, and lead a high performing product and program management team
• Lead the strategy, development, and management of direct lending products and programs
• Develop competitive product features and pricing strategies tailored to digital channels
• Oversee the product lifecycle for direct lending programs, with focus on direct auto lending
• Collaborate with marketing, digital, and sales teams to create member journeys and campaigns
• Drive program performance by monitoring origination volume, yield, delinquency, loss rates
• Ensure regulatory compliance and fair lending practices across all direct lending products

Conocimientos

Consumer lending product management

Team leadership

Direct lending programs

Digital lending strategy

Credit risk frameworks

Product analytics

A/B testing

Direct auto lending

Pricing models

Portfolio performance

Educación

Bachelor's degree

Advanced degree preferred

Descripción del empleo

First Tech Federal Credit Union is seeking a Director of Product Management (Consumer Lending) to lead the strategy and lifecycle of direct consumer loan products, with emphasis on direct auto and personal loans. You will partner across business, operations, technology and member-facing teams to drive profitable growth while maintaining strong credit quality.

You will build a high-performing team, develop pricing models, and oversee product features for lending programs, including digital