Director of Credit Risk & Portfolio Analytics

National Community Investment Fund (NCIF); Chicago (IL); Hybrid; USD 120,000 - 140,000; Full time

Job summary

National Community Investment Fund (NCIF) seeks a Director of Credit Risk Management to lead the credit risk framework across its commercial lending and NMTC portfolios. Based in Chicago with a hybrid schedule, you will shape policy, oversee risk ratings, and drive risk-informed growth.

You will collaborate with Finance, Investment, and Compliance teams to implement underwriting standards, reporting controls, and enterprise risk management practices.

Qualifications

• 5–10 years in credit risk and portfolio risk management for commercial lending and NMTC/LIHTC.
• Strong knowledge of credit analysis, risk ratings, loan structuring, and indicators.
• Experience with construction lending, NMTC underwriting is a plus.
• Experience administering/refining credit risk frameworks, policies, and reporting.
• Experience presenting to senior leadership, Risk Committees, or Boards.

Responsibilities

• Conduct ongoing credit risk assessment of loan, investment, and NMTC portfolios.
• Lead stress testing, scenario analysis, and concentration risk reviews.
• Review risk ratings and reserve recommendations with Finance and Accounting.
• Identify emerging credit risks, delinquencies, and potential problem loans.
• Report credit risk trends to senior leadership, Board, investors, and rating agencies as applicable.
• Ensure covenant and reporting compliance of all loans, investments, and NMTC transactions.

Skills

Credit risk

Portfolio risk

Risk analysis

Excel

Financial modeling

Leadership comms

Education

Bachelor's degree

MBA/Master’s

Tools

Python

Data visualization

AMIS reporting

Job description

National Community Investment Fund (NCIF) seeks a Director of Credit Risk Management to lead the credit risk framework across its commercial lending and NMTC portfolios. Based in Chicago with a hybrid schedule, you will shape policy, oversee risk ratings, and drive risk-informed growth.

You will collaborate with Finance, Investment, and Compliance teams to implement underwriting standards, reporting controls, and enterprise risk management practices.