Director of C&I Lending

Central Bank; Oklahoma City (OK); On-site; USD 65,000 - 95,000; Full time

Job summary

Central Bank is seeking a Commercial Loan Officer to build and manage relationships with business clients, providing tailored lending solutions and growing our commercial portfolio. You will play a key role in delivering personalized service, solving financial needs, and supporting community growth.

You will analyze financial statements and collateral, structure loan requests, and ensure compliance with banking regulations.

Responsibilities

• Build and manage a portfolio of commercial loan relationships including business, real estate, and construction lending
• Develop new business through networking, referrals, and community involvement
• Meet with clients to understand their financial needs and recommend lending and banking solutions
• Analyze financial statements, credit information, and collateral to evaluate loan opportunities
• Structure and present loan requests with clear recommendations and supporting analysis
• Monitor existing loans to ensure compliance, strong credit quality, and client satisfaction
• Identify potential credit concerns and collaborate with leadership to develop solutions
• Deliver responsive, high-quality service to clients and internal partners
• Identify opportunities to deepen client relationships by making referrals to other lines of business
• Develop and maintain strong operating account relationships with commercial clients
• Comply with banking regulations including Bank Secrecy Act and information security standards

Skills

Relationship building

Financial problem solving

Credit analysis

Tools

Microsoft Office

Job description

About Central Bank

Central Bank is a community-focused financial institution dedicated to serving the individuals and businesses on the communities we serve. We pride ourselves on local decision-making, personalized service, and building long-term relationships that support the growth of our communities. Our team values collaboration, accountability, and delivering exceptional customer service.

About Central Bank

Central Bank is a community-focused financial institution dedicated to serving the individuals and businesses on the communities we serve. We pride ourselves on local decision-making, personalized service, and building long-term relationships that support the growth of our communities. Our team values collaboration, accountability, and delivering exceptional customer service.

Position Summary

As a Commercial Loan Officer, you will build and manage relationships with business clients by providing tailored lending solutions. You’ll play a key role in growing our commercial portfolio while helping local businesses succeed. This role is ideal for someone who enjoys relationship-building, financial problem-solving, and making an impact in the community.

What You’ll Do

• Build and manage a portfolio of commercial loan relationships, including business, real estate, and construction lending
• Develop new business through networking, referrals, and community involvement
• Meet with clients to understand their financial needs and recommend lending and banking solutions
• Analyze financial statements, credit information, and collateral to evaluate loan opportunities
• Structure and present loan requests with clear recommendations and supporting analysis
• Monitor existing loans to ensure compliance, strong credit quality, and client satisfaction
• Identify potential credit concerns and collaborate with leadership to develop solutions
• Deliver responsive, high-quality service to clients and internal partners
• Identify opportunities to deepen client relationships by making referrals to other lines of business, including treasury management, deposit products, and other bank services
• Actively support deposit growth by developing and maintaining strong operating account relationships with commercial clients
• Comply with all applicable banking regulations, including Bank Secrecy Act requirements and information security standards

Additional Information

This position has no direct supervisory responsibilities but may mentor junior team members.

Proficiency in Microsoft Office (Word, Excel, Outlook) required.

Working knowledge of commercial lending systems and processes preferred.