Director, Group Benefits Underwriting & Partnerships

Gerber Life Insurance Company; Cincinnati (OH); On-site; USD 110,000 - 170,000; Full time

Job summary

Gerber Life Insurance Company in Cincinnati seeks an experienced underwriting professional to partner with group benefits underwriters and distribution partners. You will evaluate risk, support profitability targets, and coordinate with MGUs, brokers, reinsurers, and internal teams to optimize underwriting outcomes.

The role requires strong negotiation, leadership, analytical skills, and a track record of improving medical stop loss profitability.

Qualifications

• Bachelor's Degree is required.
• 5-10 years knowledge in medical stop loss insurance underwriting.
• Proven track record of achieving profitability targets and building relationships.
• Adept at negotiating sound business deals with strong communication and leadership.
• Ability to review financial reports and loss ratios to improve results.

Responsibilities

• Develop in depth product and industry knowledge related to Gerber Life Group Benefits products and distribution.
• Evaluate and select risk to ensure profitable acquisition and retention via facultative reviews.
• Review referral guidelines and develop monitoring processes to stay within guidelines.
• Provide expertise in evaluation of new programs and expansion opportunities.
• Communicate with MGUs, brokers, reinsurers and internal stakeholders on case issues and pricing.
• Develop and direct annual risk-based underwriting audits of distribution partners.
• Monitor market results to identify threats to profitability and improve underwriting margin.
• Review reinsurance programs for opportunities and annual updates.
• Support Group Benefits team in operations, compliance, and claims administration.
• Participate in periodic reviews with senior executives.
• Performs other duties and complies with policies.

Skills

Negotiation

Communication

Leadership

Problem-solving

Analytical thinking

Risk assessment

Relationship building

Financial review

Multi-tasking

Education

Bachelor's Degree

Tools

Microsoft Office

Underwriting platforms

Job description

Gerber Life Insurance Company in Cincinnati seeks an experienced underwriting professional to partner with group benefits underwriters and distribution partners. You will evaluate risk, support profitability targets, and coordinate with MGUs, brokers, reinsurers, and internal teams to optimize underwriting outcomes.

The role requires strong negotiation, leadership, analytical skills, and a track record of improving medical stop loss profitability.