Director of Medical Stop-Loss Underwriting

Self-Insurance Institute of America; Cincinnati (OH); On-site; USD 120,000 - 180,000; Full time

Job summary

Self-Insurance Institute of America seeks a senior underwriter-focused professional to evaluate and select risks for Gerber Life Group Benefits products and distribution channels. The role emphasizes profitability targets, collaboration with MGUs, brokers, and reinsurers, and leadership in underwriting strategy and audits.

The position requires a bachelor’s degree and 5–10 years of medical stop loss underwriting experience, with strong negotiation, communication, and analytical skills.

Qualifications

• Bachelor's degree required and 5–10 years knowledge in medical stop loss underwriting.
• Proven track record of achieving profitability targets and building stakeholder relationships.
• Excellent negotiation, communication, leadership and problem-solving skills.
• Ability to review financial reports and loss ratios to support profit objectives.
• Proficient with Microsoft Office and underwriting platforms.

Responsibilities

• Develop deep product and industry knowledge related to Gerber Life Group Benefits products and distribution.
• Evaluate and select risk to ensure profitable acquisition of new cases and retention of in-force business.
• Coordinate with MGUs, brokers, and reinsurers to align case issues, pricing, and placement.
• Develop and direct annual risk-based underwriting audits of distribution partners.
• Monitor market results and implement strategies to improve underwriting margins.

Skills

Negotiation

Communication

Leadership

Problem-solving

Analytical thinking

Education

Bachelor's Degree

Tools

Microsoft Office

Medical stop loss underwriting platforms

Job description

Self-Insurance Institute of America seeks a senior underwriter-focused professional to evaluate and select risks for Gerber Life Group Benefits products and distribution channels. The role emphasizes profitability targets, collaboration with MGUs, brokers, and reinsurers, and leadership in underwriting strategy and audits.

The position requires a bachelor’s degree and 5–10 years of medical stop loss underwriting experience, with strong negotiation, communication, and analytical skills.