Director, Fraud Analytics & Security Intelligence

HealthEquity; United States; Remote; USD 167,000 - 221,000; Full time

Job summary

An established industry player is seeking a strategic leader to spearhead its Fraud Analytics & Security Intelligence function. This remote role involves building a high-impact team to combat fraud through advanced AI/ML techniques and real-time analytics. You will collaborate with various teams to develop innovative solutions that enhance security and streamline operations. If you are passionate about using data to prevent fraud and have a proven track record in analytics and leadership, this opportunity offers a chance to make a significant impact in a vital area of healthcare. Join a mission-driven organization dedicated to empowering consumers and improving lives.

Benefits

Medical/Dental/Vision

HSA

FSA

Paid Time Off

401(k)

Education Assistance

Wellness Programs

Performance Incentives

Stock Units

Full Benefits

Qualifications

• 10+ years in fraud prevention analytics or security intelligence.
• 5+ years managing technical teams in a related field.

Responsibilities

• Build and mentor a high-performing team of data scientists and analysts.
• Operationalize AI/ML models to detect fraud vectors and emerging threats.

Skills

Statistical Modeling

Machine Learning (Python, R, PyTorch, Spark)

Data Engineering Tools (SQL, Azure Data Factory, Databricks)

Leadership Skills

Communication Skills

Regulatory Compliance

Education

Bachelor's Degree in Data Science or Related Fields

Master's or Ph.D. in Related Fields

Tools

Azure Sentinel

Cribl LogStream

Data Lake

Job description

Director, Fraud Analytics & Security Intelligence

Join to apply for the Director, Fraud Analytics & Security Intelligence role at HealthEquity

Our Mission

Our mission is to SAVE AND IMPROVE LIVES BY EMPOWERING HEALTHCARE CONSUMERS. Come be part of something remarkable.

Overview

How you can make a difference

We are seeking a strategic, hands-on leader to build and operate HealthEquity’s Fraud Analytics & Security Intelligence function — our frontline defense against evolving fraud and eCrime. You will build and mentor a high-performing team of data scientists, data engineers, and analysts. Your role involves integrating transactional, identity, and cybersecurity telemetry data into a unified analytics platform, and leading the design and deployment of advanced AI/ML and graph-based models to proactively prevent losses and expedite fraud investigations. You will serve as the data-driven voice of fraud and security intelligence, partnering closely with our Fraud Operations team and law enforcement agencies on coordinated takedowns of sophisticated fraud rings. Additionally, you will collaborate with Fraud and Security Engineering teams to architect real-time containment rules integrated into our transaction gateways and other cyber defenses to prevent high-risk activity at scale. Your strategic roadmap will include Generative AI and RAG assistants for alert triage and case summarization, network-analytics pipelines for ring detection, and continuous model improvements to balance fraud reduction with a seamless member experience.

What you’ll be doing

• Team Leadership & Collaboration: Recruit, mentor, and grow a high-impact data science and analytics team focused on fraud-ring detection, card and non-card fraud modeling, and identity intelligence.
• Preventative Modeling: Build and operationalize AI/ML models to detect core fraud vectors (e.g., credential compromise, card fraud) and emerging threats (e.g., scams, account hijacks, deepfakes).
• Technology & Tools: Evaluate and implement cutting-edge fraud prevention technologies, machine learning models, and identity management systems to enhance operational efficiency.
• Graph & Network Analytics: Operationalize graph-analysis pipelines to uncover fraud rings and synthetic identity clusters, surface network metrics (centrality, community detection) for targeted investigations.
• GenAI-driven Investigations: Lead development of LLM/RAG/Agentic AI capabilities for cybersecurity and fraud functions, enabling auto-summaries, narrative generation, and root-cause explainers to reduce detection and response times.
• Real-time containment (partner): Collaborate with Product, Engineering, SOC, and Fraud Operations to deploy detection rules and strategies across transaction flows and cyber/fraud playbooks for immediate threat mitigation.
• Threat Intelligence & Takedowns: Ingest external threat feeds and work with Fraud Investigations, Legal, FBI, and Secret Service on evidence gathering and coordinated ring takedowns.
• Strategic Roadmap: Define a multi-year plan for expanding graph analytics, Generative AI assistants, and autonomous response agents; lead pilots and A/B tests to optimize fraud defenses.
• Identity Verification: Oversee the development and refinement of identity authentication and verification processes to ensure secure and seamless customer experiences.
• Governance & Compliance: Ensure all fraud prevention and identity practices comply with relevant regulations (e.g., GDPR, CCPA, AML) and industry standards.

Qualifications for success include a bachelor’s degree in data science, statistics, computer science, or related fields; 10+ years in fraud prevention analytics or security intelligence; 5+ years managing technical teams; expertise in statistical modeling and machine learning (Python, R, PyTorch, Spark); hands-on experience with data engineering tools (SQL, Azure Data Factory, Databricks, Data Lake); familiarity with security telemetry platforms (Azure Sentinel, Cribl LogStream); experience integrating external threat intel; strong leadership and communication skills; and experience with regulatory compliance. A master's or Ph.D. is preferred, along with experience in fintech, payments, benefits administration, and cloud analytics platforms (AWS, Google Cloud, Azure).

This is a remote position.

Salary Range

$167,000.00 to $221,000.00 per year

Benefits & Perks

Includes full benefits, performance incentives, stock units, and perks like medical/dental/vision, HSA, FSA, paid time off, 401(k), education assistance, wellness programs, and more.

Why work with HealthEquity

Join us in our vision to make HSAs as popular as retirement accounts by 2030. We value our employees and foster an inclusive, innovative environment. Learn more on our careers page.

HealthEquity is an equal opportunity employer committed to diversity and inclusion. We ensure equal opportunity regardless of background or identity. We are a drug-free workplace. For more info, visit our policies page.

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Additional Information

• Seniority level: Director
• Employment type: Full-time
• Job function: Information Technology