Director, Enterprise Risk Management

Everwise Credit Union; Mishawaka (IN); On-site; USD 180,000 - 230,000; Full time

Job summary

Everwise Credit Union in Mishawaka, IN, seeks a Director of Enterprise Risk Management to lead the ERM program, oversee risk identification and reporting, and partner with Compliance, Audit, Fraud, and IT to embed risk-aware decision-making across the organization.

The role requires deep knowledge of regulatory expectations (NCUA) and modern risk frameworks, with a focus on building mature, data-driven risk processes and reporting to the Board and committees.

Qualifications

• Strong knowledge of ERM concepts and practices including COSO ERM.
• Experience translating data into executive-level risk narratives.
• Experience with RMIS or GRC platforms; systems implementation or enhancement is a plus.
• Ability to communicate complex risk concepts to executives clearly.

Responsibilities

• Lead and enhance the ERM framework across the credit union.
• Coordinate cross-functional risk assessments and aggregate enterprise risk.
• Develop risk appetite statements, KRIs, and escalation thresholds.
• Prepare risk reports for executives, board committees, and leadership.
• Develop dashboards and metrics to monitor risk trends.
• Collaborate with Compliance, Internal Audit, Fraud, and IT for integrated risk oversight.
• Support vendor risk management activities and risk reviews.
• Maintain enterprise-level risk policies and procedures.
• Stay current on NCUA regulations and supervisory guidance.
• Coordinate ERM documentation for regulatory examinations.
• Coach and develop the ERM team and foster a high-performance culture.
• Serve as acting VP of ERM when needed.
• Take on additional responsibilities for growth.

Skills

ERM concepts

COSO ERM framework

Regulatory environment (NCUA)

Risk reporting

RMIS / GRC platforms

Project management

Leadership & coaching

Change management

Prioritization & organization

Education

Bachelor's degree in risk management / related

Master's degree

CFE or ACU certification preferred

Tools

RMIS / GRC platforms

Job description

Job Description

Position Summary

The Director, Enterprise Risk Management provides senior-level leadership and technical expertise in the design, implementation, and continued maturation of the credit union's Enterprise Risk Management (ERM) framework. Reporting to the Vice President of Enterprise Risk Management, this role serves as a key strategic and operational partner in embedding risk-aware decision-making across the organization. The Director leads the ERM team and has primary responsibility for the day-to-day execution of the ERM program, including enterprise-level risk identification, assessment, aggregation, and reporting. Operating within a highly regulated financial services environment, this position requires deep knowledge of credit union governance, regulatory expectations from the NCUA and other applicable oversight bodies, and contemporary risk management frameworks. The Director supports the VP of Enterprise Risk Management in fulfilling executive and board-level risk reporting responsibilities and plays a critical role in shaping the organization’s overall risk posture.

Primary Responsibilities And Duties

• Lead and continuously enhance the credit union’s ERM framework, strengthening enterprise-wide risk identification, ensuring alignment to approved risk appetite, and monitoring adherence to established risk tolerances.
• Coordinate cross-functional risk assessments across business units, translating operational inputs into an aggregated enterprise-level risk view.
• Support the development and refinement of risk appetite statements, key risk indicators (KRIs), and escalation thresholds in partnership with the VP and executive leadership.
• Prepare and deliver comprehensive risk reports for the VP of Enterprise Risk Management, executive leadership team, Board of Directors, and relevant Board committees, including the Finance + Risk Committee and Supervisory Committee.
• Develop data-driven risk dashboards and metrics that provide actionable insights into the organization’s risk profile and emerging risk trends.
• Partner cross-functionally with Compliance, Internal Audit, Fraud, Information Security, and business line leaders to promote integrated risk oversight and prevent program fragmentation.
• Support vendor and third-party risk management activities in coordination with the Vendor Management function, including risk tiering and periodic risk reviews.
• Assist in the development, review, and maintenance of enterprise-level risk management policies and procedures.
• Maintain current knowledge of NCUA regulations, examination priorities, and supervisory guidance relevant to ERM, including NCUA’s Supervisory Priorities and examination procedures for safety and soundness.
• Coordinate ERM program documentation and evidence packages in support of regulatory examinations.
• Monitor guidance from the CFPB, FinCEN, federal prudential regulators, and other relevant bodies for risk management implications and alignment with industry best practices.
• Coach, manage, develop and support Enterprise Risk Management team.
• Foster a high-performance team culture and environment that encourages intellectual rigor, strong collaboration, and a continuous improvement mindset.
• Serve as an acting resource for the VP of Enterprise Risk Management in the event of absence or as directed.
• Assume additional responsibilities as necessary for the continued growth and advancement of the credit union.

Knowledge/Skills

• Strong knowledge of ERM concepts and practices, including contemporary risk management frameworks, such as the COSO ERM framework, and credit union regulatory environment, including NCUA Rules and Regulations.
• Strong analytical skills with the ability to synthesize large volumes of quantitative and qualitative information into clear, executive-level risk narratives.
• Proficiency in risk management information systems (RMIS) or GRC platforms; experience with system implementation or enhancement preferred.
• Excellent interpersonal and communication skills, with the ability to clearly present complex risk concepts to non-technical and executive audiences.
• Strong project management skills with the ability to manage multiple concurrent initiatives and competing priorities.
• Collaborative leadership style with ability to influence outcomes and drive cross-functional alignment.
• Strong influence and change management capabilities that drive enterprise-wide alignment and adoption.
• Excellent prioritization and organizational skills.

Minimum Requirements

• Bachelor's degree in risk management, business, finance, or related field, required.
• 6+ years relevant, progressive experience in the financial service industry, preferably at a $1B+ institution, across enterprise risk management, compliance, audit, fraud, and/or operational risk functions.
• 4+ years of experience in people management or team leadership role.
• Master's degree, Certified Fraud Examiner (CFE) and/or Credit Union Enterprise Risk Management Certification/Designation (ACU) or other relevant certifications preferred.

Everwise is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.