Director, Digital Assets Business Architect

Charles Schwab; Ann Arbor (MI); On-site; USD 121,000 - 270,000; Full time

Job summary

Charles Schwab is seeking a Digital Assets Business Architect to lead architecture strategy for tokenized securities, blockchain-enabled trading, and digital custody. The role partners with business and technology teams to translate strategic objectives into scalable capabilities and roadmap initiatives.

The candidate will navigate complex regulatory and operational contexts while driving alignment with Schwab's long-term digital asset vision.

Qualifications

• Bachelor's degree in business, finance, technology, engineering or related field, or equivalent experience.
• Experience in financial services, capital markets, fintech, or digital assets.
• Experience designing or modernizing trading, settlement, or custody platforms.
• Knowledge of blockchain, tokenization, and distributed ledger tech.

Responsibilities

• Translate business strategy into scalable capability models and roadmaps for digital assets.
• Collaborate with business, product, operations, risk, compliance, and technology teams.
• Support architecture decisions and ensure alignment with Schwab's digital asset strategy.

Skills

Business architecture

Stakeholder management

Strategic thinking

Regulatory compliance

Financial services knowledge

Education

Bachelor's degree in relevant field

Job description

Pay range: USD $121,400.00 - $269,900.00 / Year

Your opportunity

At Schwab, you're empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us challenge the status quo and transform the finance industry together. We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s).

The Digital Assets Business Architecture team is responsible for shaping the future of Schwab's digital asset capabilities by defining and evolving business architecture supporting tokenized securities, blockchain-enabled trading, digital custody, asset transfers, and settlement services. As digital assets continue to emerge as a significant component of the financial services landscape, the team partners across business, operations, risk, compliance, and technology organizations to deliver scalable, secure, and compliant solutions that support Schwab's long-term strategy.

The objective of the team is to provide business architecture leadership for the modernization of trading, settlement, custody, and asset servicing platforms while promoting operational efficiency, risk management, and regulatory alignment. The team leverages deep business and technology expertise to evaluate emerging technologies, define future-state capabilities, and guide enterprise decision‑making related to blockchain and digital asset infrastructure.

The Digital Assets Business Architect plays a critical role in translating business strategy into scalable capability models and roadmap initiatives supporting digital asset products and services. This individual will serve as a key liaison between business stakeholders and technology teams, helping define architecture strategies, evaluate platform opportunities, and support the delivery of enterprise‑wide initiatives. The role requires strong knowledge of financial services, capital markets, trading and settlement processes, digital asset ecosystems, and business architecture principles. The ideal candidate will possess excellent communication and organizational skills, strategic thinking capabilities, and the ability to influence stakeholders across multiple levels of the organization.

The Digital Assets Business Architect serves as a primary partner between business, product, operations, risk, compliance, and technology organizations, supporting the evaluation, design, and implementation of digital asset capabilities. This role helps guide architecture decisions, assess platform impacts and dependencies, and ensure alignment between business objectives, technology solutions, and Schwab's long-term digital asset strategy.

What you have

Required Qualifications:

• Bachelor's degree in Business, Finance, Technology, Engineering, or a related field, or equivalent business experience.
• Experience within financial services, capital markets, fintech, payments, custody, settlement, digital assets, or related industries.
• Demonstrated experience designing, modernizing, or integrating complex trading, transfer, settlement, custody, or transaction processing platforms.
• Knowledge of blockchain technology, tokenization frameworks, digital asset ecosystems, and distributed ledger platforms.
• Experience partnering with both business and technology stakeholders to deliver strategic initiatives.
• Strong analytical, problem‑solving, communication, and organizational skills.
• Ability to navigate complex environments, manage competing priorities, and influence decision‑making across multiple organizations.
• Experience translating business objectives into operating models, business capabilities, and technology requirements.
• Understanding of risk management, regulatory considerations, and operational controls within financial services environments.

Preferred Qualifications:

• Experience supporting tokenized securities, digital asset custody platforms, or blockchain‑enabled market infrastructure.
• Knowledge of digital asset lifecycles, including issuance, trading, custody, transfer, and settlement.
• Familiarity with smart contracts, programmable assets, and token standards.
• Understanding of real‑time settlement, delivery versus payment (DvP), and digital asset transfer models.
• Experience evaluating blockchain platforms, exchanges, custodians, or other digital asset service providers.
• Knowledge of digital asset regulatory frameworks, fraud prevention controls, transaction monitoring, and identity management solutions.
• Experience working within large‑scale enterprise transformation or platform modernization initiatives.

What's in it for you

At Schwab, you're empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration-so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief