Direct Lending Specialist

TEKsystems; Concord (CA); Remote; USD 38,000 - 53,000; Part time

Benefits offered by this job

Medical, dental & vision

401(k) Retirement Plan

Life Insurance (Voluntary)

Paid time off

Job summary

TEKsystems is hiring a Direct Lending Specialist for a fully remote, contract role. The position focuses on reviewing and underwriting consumer loan applications, analyzing borrower information, and managing a high-volume loan pipeline from a remote setting.

Ideal candidates have extensive banking or credit union experience in loan origination or underwriting and can communicate clearly with applicants and internal teams.

Qualifications

• 12+ years of banking or credit union experience in loan origination and/or underwriting.
• Experience reviewing and underwriting consumer loan applications.
• Ability to analyze credit reports and personal financial information.
• Understanding of consumer lending guidelines and risk mitigation.
• Experience managing a high-volume loan pipeline.

Responsibilities

• Review and underwrite consumer loan applications per guidelines.
• Analyze credit reports, financial statements, and collateral.
• Communicate loan decisions and outstanding conditions to applicants.
• Maintain a high-volume loan pipeline and meet production targets.
• Enter loan information accurately into LOS and core systems.
• Ensure compliance with lending policies and regulations.

Skills

Analytical skills

Decision making

Attention to detail

Verbal & written communication

Phone communication

Microsoft Office

Tools

Symitar

MeridianLink

Salesforce

LOS systems

Microsoft 365

Job description

• Consumer loan underwriting

Location: 100% Remote

Schedule: MondayFriday, 8:00 AM5:00 PM

Employment Type: Short-Term Contract

About The Opportunity

We are seeking an experienced Direct Lending Specialist to join a high-volume consumer lending team. This position is responsible for reviewing and underwriting consumer loan applications, analyzing applicant financial and credit information, managing a loan pipeline, and working directly with applicants throughout the lending process.

The ideal candidate will have 12+ years of banking or credit union experience in loan origination or underwriting , strong analytical skills, and the ability to make sound lending decisions while maintaining excellent member service.

Key Responsibilities

• Review and underwrite consumer loan applications in accordance with established lending guidelines.
• Analyze credit reports, account information, financial statements, collateral information, and supporting documentation.
• Calculate applicable financial ratios and evaluate credit utilization, disposable income, and collateral when applicable.
• Communicate loan decisions, requirements, and outstanding conditions directly to applicants.
• Collect necessary documentation and conditions to prepare approved loans for processing.
• Manage a high-volume loan pipeline while meeting production and service expectations.
• Handle inbound calls from applicants regarding new consumer loan applications.
• Originate and underwrite consumer loan products.
• Review approvals and conditions to ensure all requirements have been satisfied.
• Accurately enter loan information into loan origination and core banking systems.
• Identify potentially fraudulent applications and elevate them appropriately.
• Communicate adverse lending decisions professionally and clearly.
• Provide applicants with accurate expectations regarding the loan process and timelines.
• Assist team members with loan-related questions and transactions.
• Maintain compliance with applicable lending policies, procedures, and regulations.

Required Qualifications

• 12+ years of banking or credit union experience in loan origination and/or underwriting
• Experience reviewing and underwriting consumer loan applications
• Ability to analyze credit reports and personal financial information
• Understanding of consumer lending guidelines and risk mitigation
• Experience managing a high-volume loan pipeline
• Strong analytical and decision-making skills
• High attention to detail and accuracy
• Strong verbal and written communication skills
• Comfortable communicating with applicants and internal teams by phone
• Ability to multitask in a fast-paced lending environment
• Proficiency with Microsoft Office / Microsoft 365

Preferred Experience

Experience with any of the following is highly desirable:

• Symitar
• MeridianLink
• Salesforce
• Loan Origination Systems (LOS)
• Credit union lending
• Consumer loan origination
• Consumer loan underwriting

Work Environment

This is a 100% remote position working Monday through Friday, 8:00 AM5:00 PM PST. You will work alongside an experienced consumer lending team and manager, with communication primarily taking place through video conferencing and phone systems.

Why This Opportunity?

This is a great opportunity for someone with a banking or credit union lending experience who wants to strengthen their consumer underwriting experience while working fully remote . Youll gain additional experience reviewing high-volume consumer loan applications, evaluating credit risk, and managing loans throughout the origination process.

Job Type & Location

This is a Contract position based out of Concord, CA.

Pay And Benefits

The pay range for this position is $27.73 - $38.13/hr.

Individual compensation offered for this position within this range will depend on many factors, including qualifications, skills, relevant experience, job knowledge, geographic location, internal equity, and other pertinent job-related factors.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: Medical, dental & vision Critical Illness, Accident, and Hospital 401(k) Retirement Plan Pre-tax and Roth post-tax contributions available Life Insurance (Voluntary Life & AD&D for the employee and dependents) Short and long-term disability Health Spending Account (HSA) Transportation benefits Employee Assistance Program Time Off/Leave (PTO, Vacation or Sick Leave)

Application Deadline

This position is anticipated to close on Nov 3, 2026.

Workplace Type

This is a fully remote position.

About TEKsystems

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

About TEKsystems And TEKsystems Global Services

Were a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. Were a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. Were strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. Were building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.

Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.