Digital Underwriter

Visa Hunt; United States; Hybrid; USD 60,000 - 90,000; Full time

Benefits offered by this job

Health, Dental, Vision, Life, and Dis.

401k with 9% match

4 weeks PTO

Pet Insurance

Hybrid or remote work schedule

Job summary

Frontline Insurance is seeking a Territory Personal Lines Underwriter to drive accurate risk classification and policy changes for our valued clients. You will review new business, renewals, and agency inquiries while upholding our service standards.

The role emphasizes underwriting judgment, collaboration with agents, and timely decisions on rate applications and reinstatements. A valid P&C license and prior personal lines underwriting experience are preferred.

Qualifications

• Any undergraduate education preferred, minimum 2 years’ experience and/or training in P&C Insurance or equivalent combination of education and experience.
• Active 20-44 or 220 License required.
• An insurance related designation or license for Property and Casualty Insurance is preferred.

Responsibilities

• Orders and reviews reports necessary for proper risk classification. Makes related policy changes, as necessary.
• Handles policy change requests: evaluates underwriting considerations, processes data entry, and executes follow-up action as needed.
• Reviews property inspections for new business and/or renewals for property or liability concerns. Recommends action and notifies agency partners, as necessary.
• Answers telephone inquiries from agency partners and insureds, providing requested billing and basic coverage information, and resolving problems as needed.
• Assists in reviewing renewal policies with Consent to Rate or high value coverage for accuracy. Evaluating & determining if additional Consent to Rate is required, & and executing follow-up action as needed. May also include reviewing requests for reinstatement and relief in premium issues from our agency partners.
• Provide assistance to the underwriting assistants when help is requested and provides viable solutions to their inquiries.
• Evaluates new business submissions for eligibility and proper classification. Initiates communication with agents regarding missing information, eligibility, or rating concerns, etc.

Skills

Underwriting

Risk assessment

Communication

Agency collaboration

Education

Active 20-44 or 220 License

P&C Insurance designation preferred

Job description

At Frontline Insurance, we are on a mission to Make Things Better, and our TerritoryPersonal Lines Underwriterplays a pivotal role in achieving this vision. We strive to provide high quality service and proactive solutions to all our customers to ensure that we are making things better for each one.

What makes us different? At Frontline Insurance, our core values – Integrity, Patriotism, Family, and Creativity – are at the heart of everything we do. We’re committed to making a difference and achieving remarkable things together. If you’re looking for a role, as a Territory Personal Lines Underwriter, where you can make a meaningful impact and grow your career, your next adventure starts here!

Our Territory Personal Lines Underwriter enjoys robust benefits:

• Hybrid or remote work schedule!
• Health & Wellness:Company-sponsored Medical, Dental, Vision, Life, and Disability Insurance (Short-Term and Long-Term).
• Financial Security:401k Retirement Plan with a generous 9% match
• Work-Life Balance:Four weeks of PTO and Pet Insurance for your furry family members.

What you can expect as a Territory Personal Lines Underwriter:

• Orders and reviews reports necessary for proper risk classification. Makes related policy changes, as necessary.
• Handles policy change requests: evaluates underwriting considerations, processes data entry, and executes follow-up action as needed.
• Reviews property inspections for new business and/or renewals for property or liability concerns. Recommends action and notifies agency partners, as necessary.
• Answers telephone inquiries from agency partners and insureds, providing requested billing and basic coverage information, and resolving problems as needed.
• Assists in reviewing renewal policies with Consent to Rate or high value coverage for accuracy. Evaluating & determining if additional Consent to Rate is required, & and executing follow-up action as needed. May also include reviewing requests for reinstatement and relief in premium issues from our agency partners.
• Provide assistance to the underwriting assistants when help is requested and provides viable solutions to their inquiries.
• Evaluates new business submissions for eligibility and proper classification. Initiates communication with agents regarding missing information, eligibility, or rating concerns, etc.

What we are looking for as a Territory Personal Lines Underwriter:

• Any undergraduate education preferred, minimum 2 years’ experience and/or training in P&C Insurance or equivalent combination of education and experience.
• Active 20-44 or 220 License required.
• An insurance related designation or license for Property and Casualty Insurance is preferred.

Why work for Frontline Insurance?

At Frontline Insurance, we’re more than just a workplace – we’re a community of innovators, problem solvers, and dedicated professionals committed to our core values:Integrity, Patriotism, Family, and Creativity.
We provide a collaborative, inclusive, and growth-oriented work environment where every team member can thrive.

Frontline Insurance is an equal-opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.