Digital Specialist I

Greenfield Savings Bank; Greenfield (MA); Híbrido; USD 42.000 - 54.000; Jornada completa

Descripción de la vacante

Greenfield Savings Bank is seeking a detail-oriented operations professional to perform daily ACH processing, support ATM and debit card operations, and administer digital banking services. The role emphasizes accuracy, risk awareness, and delivering exceptional customer service in a hybrid onsite setting.

Ideal candidates have 3-5 years in teller/customer service, familiarity with Fiserv systems, and strong computer skills.

Formación

• Accuracy and attention to detail.
• 3-5 years of Teller/Customer Service experience.
• Experience with Microsoft Word/Excel/Outlook.
• Basic accounting knowledge.
• Experience with Fiserv applications preferred.
• Relevant GSBU or external training courses on covered topics.
• Ability to identify and mitigate operational risk.

Responsabilidades

• Perform daily ACH processing, balancing, reporting, exceptions, returns, disputes, reclamations, and specialized ACH transactions.
• Support ATM and debit card operations, including card issuance, maintenance, deposit reviews, and limit increases.
• Monitor electronic transactions for potential fraud and maintain card fraud prevention and transaction-blocking systems.
• Research and process Regulation E and non-Regulation E disputes involving ACH, ATM, debit card, and electronic banking transactions.
• Administer digital banking services, including online banking, mobile banking, mobile deposit, bill payment, electronic transfers, eStatements, and Zelle.
• Perform daily reconciliation, reporting, exception monitoring, and quality-control reviews across electronic payment channels.
• Process customer and account maintenance requests associated with electronic banking products and services.
• Ensure regulatory compliance, payment network requirements, and bank policies and procedures.
• Research and resolve complex transaction discrepancies and system issues impacting customers.
• Provide operational guidance and support to branches, internal departments, and customers.
• Maintain records to support regulatory compliance, audits, risk management, and internal controls.
• Identify processing issues and opportunities to improve efficiencies, controls, and customer experience.
• Act as backup SME for other Digital functions.
• Initiate, follow, and complete workflows within CRM and eSign programs.
• Backup for various Deposit Operations staff.
• Perform other duties as requested by supervisors.

Conocimientos

Accuracy and attention to detail

Teller/Customer service experience

MS Word/Excel/Outlook

Basic accounting knowledge

Fiserv applications

GSB training courses

Operational risk awareness

Descripción del empleo

Currently Held By: Reports to:Digital & Payments Supervisor

Location:Onsite to start (Greenfield) with hybrid schedule after initial training period

JOB SUMMARY:

Completes a variety of detail oriented and auditable daily activities while supporting the bank’s mission statement in a close, team-based environment.

Core Competencies:

• Perform basic customer transactions and inquiries through Cleartouch, CRM, and other systems utilized
• Perform basic navigation of all systems utilized
• Basic understanding of operational risk and adherence to risk mitigation processes
• Basic understanding of fraud detection and prevention strategies
• Understand and adhere to all GSB policies
• Provide exceptional customer experience to both internal and external customers
• Contribute to a positive workplace atmosphere
• Expand knowledge and ability to retain information
• Perform basic written procedural updates
• Professional communication with customers, both internal and external, via all channels (Face to face, Phone, Teams, CRM, and email)

DUTIES (ESSENTIAL FUNCTIONS):

• Perform daily ACH processing, balancing, reporting, exceptions, returns, disputes, reclamations, and specialized ACH transactions
• Support ATM and debit card operations, including card issuance, maintenance, deposit reviews, and limit increases
• Monitor electronic transactions for potential fraud and maintain card fraud prevention and transaction-blocking systems
• Research and process Regulation E and non-Regulation E disputes involving ACH, ATM, debit card, and electronic banking transactions.
• Administer digital banking services, including online banking, mobile banking, mobile deposit, bill payment, electronic transfers, eStatements, and Zelle
• Perform daily reconciliation, reporting, exception monitoring, and quality-control reviews across electronic payment channels
• Process customer and account maintenance requests associated with electronic banking products and services
• Ensure operational activities comply with applicable regulations, payment network requirements, and established bank policies and procedures
• Research and resolve complex transaction discrepancies, system exceptions, and customer-impacting electronic banking issues
• Provide operational guidance and support to branches, internal departments, and customers
• Maintain accurate records and documentation to support regulatory compliance, audits, risk management, and internal controls
• Identify processing issues, operational risks, and opportunities to improve efficiencies, controls, and customer experience
• Act as backup subject matter expert for other various Digital functions
• Initiate, follow, and complete workflows within CRM and eSign programs
• Perform backup for various staff within Deposit Operations
• Perform other similar duties as requested by the Digital & Payments Supervisor, Deposit Operations Manager, or Operations Officer

Physical Demands of Position:

Ability to operate in a situation requiring the attainment of set limits, accuracies, tolerances, and standards. Ability to perform a variety of duties, often changing from one task to another of a different nature without loss of efficiency or composure. Ability to keyboard for extended periods. Minor lifting is required of objects up to 30 pounds. Ability to tolerate moderate levels of noise in a traditional office setting.

JOB SKILLS/QUALIFICATIONS/REQUIREMENTS:

• Accuracy and attention to detail
• 3-5 years of Teller/Customer Service experience
• Experience using Microsoft Word/Excel/Outlook
• Basic accounting knowledge
• Experience with Fiserv applications preferred
• Relevant GSBU or external training courses on covered topics
• Ability to identify and mitigate operational risk

Greenfield Savings Bank is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender, gender identity and/or expression, national origin, disability status, protected veteran status, age, marital status, or any other protected class.

Pay is based on related experience, expertise, market data, and internal equity; generally, new hires can expect pay between the minimum and midpoint of the range.