Digital Risk & Collections Strategy Associate

Testing Site - JPMC; Wilmington (DE); On-site; USD 90,000 - 130,000; Full time

Job summary

JPMorganChase is seeking an Associate in Risk Management and Compliance to lead digital strategies for recovery units and drive risk-aware decision making. You will optimize digital recoveries, perform risk assessments, and develop policies to ensure regulatory compliance while collaborating with cross-functional teams to align with business objectives.

The role requires strong analytical capability, a background in credit risk within financial services, and excellent communication to influence

Qualifications

• Bachelor's degree or equivalent experience.
• Experience in credit risk management at a financial services company.
• Basic understanding of the account lifecycle (portfolio management, collections).
• Solid knowledge across credit risk strategy, business development, product development, project management.
• Understanding of KPIs and profitability drivers across the full account lifecycle.
• Knowledge of dependencies between First Line of Defense, product owners, and Credit Strategy.

Responsibilities

• Develop and execute digital strategies for recovery units within risk management framework.
• Optimize digital recoveries and implement best practices to maximize recovery rates.
• Conduct risk assessments and mitigate identified risks in recovery operations.
• Establish policies for digital recovery risk management in compliance with regulations.
• Monitor KPIs and provide regular senior management insights and trends.
• Collaborate with legal, compliance, finance, and operations for holistic risk strategies.
• Leverage analytics and technology to enhance risk assessment and recovery processes.
• Stay updated on regulatory changes and adjust strategies accordingly.

Job description

JPMorganChase is seeking an Associate in Risk Management and Compliance to lead digital strategies for recovery units and drive risk-aware decision making. You will optimize digital recoveries, perform risk assessments, and develop policies to ensure regulatory compliance while collaborating with cross-functional teams to align with business objectives.

The role requires strong analytical capability, a background in credit risk within financial services, and excellent communication to influence