Digital Payments Controls Lead

Moniepoint Inc.; United States; Remote; USD 90,000 - 140,000; Full time

Job summary

Moniepoint Inc. is seeking an Ebusiness Control Specialist to oversee and validate internal controls across our digital payment platforms, electronic channels, and transaction processing systems.

The role ensures robust controls are designed and operating effectively to mitigate operational and digital risk. You will evaluate transaction flows, API integrations, and channel reconciliations to safeguard digital operations.

Qualifications

• Bachelor's degree in Accounting/Finance or related field.
• Certifications: CISA, CRISC, CISM, ACA, ACCA or related credentials.
• 4–6 years in internal control, digital channel auditing, e-business control, or revenue assurance in fintech/banking.

Responsibilities

• Develop and implement control testing programmes for end-to-end electronic transaction flows across products (loans, POS, web, mobile, API).
• Design and monitor daily reconciliation and control processes for loans, card switching, payment gateways, and third-party integrations.
• Perform risk assessments and control testing on electronic channels (payments, loans, dispute resolution, etc.).
• Evaluate revenue assurance controls: fee configurations, commissions, and automated ledger postings.
• Review merchant settlement, staging, and e-channel clearing accounts for timely matching and resolution.
• Assess IT application controls, authorization logic, and parameter settings relevant to digital channels.

Skills

Internal controls

COSO

ISO 27001

Revenue assurance

Data analytics

API controls

Stakeholder management

Audit

Risk assessment

Communication

Fintech

Regulatory understanding

IT controls

Problem solving

Education

Bachelor's degree in Accounting/Finance

Tools

Excel

ACL

Power BI

Job description

Moniepoint Inc. is seeking an Ebusiness Control Specialist to oversee and validate internal controls across our digital payment platforms, electronic channels, and transaction processing systems.

The role ensures robust controls are designed and operating effectively to mitigate operational and digital risk. You will evaluate transaction flows, API integrations, and channel reconciliations to safeguard digital operations.