Deposits Finance Lead: Forecasting, Pricing & Strategy

Citizens Bank; Charlotte (NC); Hybrid; USD 105,000 - 145,000; Full time

Job summary

Citizens Bank in Charlotte is seeking a high-performing Finance Manager to join the CFO organization supporting the Private Bank, a rapidly growing business. This role serves as a trusted advisor to senior business and finance leadership, driving deposit forecasting, pricing strategy, and performance analytics to support profitable growth and balance sheet optimization.

This is a high-impact individual contributor role offering significant visibility and influence, combining strategic planning,

Qualifications

• Advanced analytical skills with proficiency in Excel; experience with data and visualization tools (e.g., Alteryx, Power BI) preferred.
• Bachelor’s degree in Finance, Accounting, Economics, or Science/Engineering/Math with relevant experience in a Finance organization.
• Progressive experience in banking finance, treasury, or balance sheet management.

Responsibilities

• Lead deposit forecasting and planning, including balance, mix, and rate assumptions; deliver accurate monthly outlooks, variance analysis, and driver-based insights.
• Contribute to multi-year and strategic planning, incorporating macroeconomic factors, interest rate scenarios, and business growth objectives.
• Support and influence deposit pricing strategy, including rate recommendations, competitive analysis, and profitability optimization.
• Own and enhance end-to-end analytics, including data inputs, forecasting methodologies, model development, and insight delivery.
• Serve as a key finance partner and trusted advisor to Private Bank leadership, influencing decisions that impact deposit growth, pricing and client economics.
• Deliver executive-ready reporting and insights, clearly articulating key drivers, risks, and opportunities, including materials supporting senior leadership discussions.
• Partner across Finance, Treasury, and business teams to optimize funding mix and balance sheet performance.
• Drive data and analytics transformation, including automation, tooling enhancements, and scalable reporting solutions to improve forecasting accuracy and efficiency.
• Identify opportunities to modernize data infrastructure and processes, strengthening the foundation for forward-looking analytics and decision support.
• Provide ad hoc analysis and strategic support for initiatives impacting Private Bank performance and long-term profitability.

Skills

Advanced analytics

Excel proficiency

Forecasting

Stakeholder management

Financial modeling

Education

Bachelor’s degree in Finance, Accounting, Economics, or Science/Engineering/Math

Tools

Alteryx

Power BI

Job description

Citizens Bank in Charlotte is seeking a high-performing Finance Manager to join the CFO organization supporting the Private Bank, a rapidly growing business. This role serves as a trusted advisor to senior business and finance leadership, driving deposit forecasting, pricing strategy, and performance analytics to support profitable growth and balance sheet optimization.

This is a high-impact individual contributor role offering significant visibility and influence, combining strategic planning,