Deposit Risk & Fraud Prevention Analyst

First Western Bank; Rogers (AR); On-site; USD 55,000 - 75,000; Full time

Job summary

First Western Bank is seeking a Deposit Risk Specialist at our Rogers Main Location. The role requires discretion and the ability to research, identify, and mitigate fraud while maintaining detailed, accurate records.

You will review mobile deposit, bill pay, and transfers for risk indicators, apply judgment independently, and work with bank software to monitor customer activity. Strong attention to detail and proactive problem-solving are essential.

Qualifications

• Experience identifying and mitigating financial risk or fraud.
• Proficiency with bank software and MS Office applications.
• Ability to work independently with strong attention to detail.

Responsibilities

• Review Smart Pay to manage, decide on mobile deposits and flag items exceeding risk parameters.
• Review Bill Pay reports to monitor for risk and suspicious activity, including OFAC hits and new enrollments.
• Review Banno for compromised reports, 2FA issues, external transfers, and suspicious activity; monitor mobile deposit enrollments.
• Assist in Deposit maintenance tasks
• Approve debit card wallet requests
• Review potential risk hits through Financial Crime Defender

Skills

Attention to detail

Written & verbal communication

Analytical thinking

Risk assessment

Teamwork

Independent decision-making

Tools

Banking software

Word

Excel

Email

Job description

First Western Bank is seeking a Deposit Risk Specialist at our Rogers Main Location. The role requires discretion and the ability to research, identify, and mitigate fraud while maintaining detailed, accurate records.

You will review mobile deposit, bill pay, and transfers for risk indicators, apply judgment independently, and work with bank software to monitor customer activity. Strong attention to detail and proactive problem-solving are essential.