Deposit Risk Analyst: Fraud Detection & Compliance

First Western; Rogers (AR); On-site; USD 60,000 - 75,000; Full time

Job summary

First Western in Rogers, AR is seeking a Deposit Risk Specialist to research, monitor, identify and mitigate fraud while maintaining discretion and detailed focus. The role requires the ability to make critical decisions based on customer history, deposit patterns and banking relationships.

Responsibilities include reviewing Smart Pay and Bill Pay for risk indicators, monitoring Banno for anomalies, assisting with deposit maintenance, approving debit card wallet requests, and evaluating alerts

Qualifications

• Experience in risk assessment and fraud detection.
• Ability to review financial activity for potential risk or suspicious items.
• Strong written and verbal communication with attention to detail.

Responsibilities

• Review Smart Pay to assess mobile deposit risk and approve/review items exceeding risk thresholds.
• Review Bill Pay reports to identify potential risk and suspicious activity.
• Monitor Banno reports for compromised accounts, 2FA status, external transfers, and micro-deposits; manage mobile deposit enrollments.
• Assist in deposit maintenance tasks.
• Approve debit card wallet requests.
• Review potential risk hits through Financial Crime Defender.

Skills

Attention to detail

Risk assessment

Analytical thinking

Written and verbal communication

Teamwork

Bank software proficiency

Excel

Word

Tools

Bank software

Word

Excel

Job description

First Western in Rogers, AR is seeking a Deposit Risk Specialist to research, monitor, identify and mitigate fraud while maintaining discretion and detailed focus. The role requires the ability to make critical decisions based on customer history, deposit patterns and banking relationships.

Responsibilities include reviewing Smart Pay and Bill Pay for risk indicators, monitoring Banno for anomalies, assisting with deposit maintenance, approving debit card wallet requests, and evaluating alerts