Deposit Quality Control Specialist

Vantage Bank Texas; McAllen (TX); On-site; USD 45,000 - 65,000; Full time

Job summary

Vantage Bank Texas is seeking a Deposit Quality Control Specialist to review personal and business deposit files for compliance with bank policies and regulatory requirements. You will identify discrepancies, flag issues, and support in automated control processes using AI-driven tools.

The role emphasizes accuracy, timeliness, and collaboration with operations to ensure secure, compliant handling of new accounts and related documentation. A detail-oriented approach is essential.

Qualifications

• Excellent verbal, written, and interpersonal communication skills.
• Strong time management and organizational abilities.
• Ability to adapt to fast-paced environments while meeting deadlines.

Responsibilities

• Examine new account files to ensure compliance with bank policies and regulations.
• Verify products, codes, and customer information in files.
• Add or delete ticklers on the system for errors detected or cleared.
• Review DDA, CD, and SDB file maintenance reports daily.
• Scan and verify new account files are properly filed in Director.
• Assist with audits of reviewed accounts and file maintenance.
• Support process improvements using AI-driven tools and automation.

Skills

Communication skills

Time management

Organizational skills

Attention to detail

Adaptability

Education

High School diploma

Bachelor’s degree or some college a plus

Tools

Microsoft Office (Word, Excel, PowerPoint, Outlook)

Job description

At Vantage Bank, we're driven by a deep commitment to supporting our customers, valuing our employees, embracing diversity, fostering meaningful connections, and providing outstanding service every step of the way.

JOB SUMMARY

The Deposit Quality Control Specialist examines a variety of new account files. They review all types of personal and business accounts to ensure that files comply with all bank policies and regulatory requirements. The Deposit Quality Control Specialist identifies mistakes and flags them with the appropriate “tickler” and supports in reviewing reports and scanning files into the appropriate system. They support process improvement through AI-driven tools, automation, and technology-assisted controls.

ESSENTIAL DUTIES

• Ensures all CIP required information, and documentation were obtained by the new accounts representative.
• Verifies products, codes, and customer’s information on new and updated files in a timely manner.
• Adds or deletes ticklers on system on new accounts files when errors are detected or cleared.
• Reviews new DDA & DDA file maintenance reports daily.
• Reviews new CD & CD file maintenance reports daily.
• Reviews new SDB & SDB file maintenance reports daily.
• Scans new account files into Director promptly.
• Verifies that all new accounts files were scanned into Director.
• Performs audits of new accounts reviewed and file maintenance.
• Routinely performs maintenance on accounts.
• Responds to employee inquiries regarding account ticklers.
• Prepares and mails CD Interest checks to customers Review of various reports for proper maintenance and compliance.
• Prepares and mails Truth-In-Savings Disclosures as needed on product changes and upon CD maturities on terms 12 months or greater.
• Assists with IOLTA interest reporting.
• Provides phone and email support to internal customers.
• Supports process improvements using AI-driven tools, automation, and technology-assisted controls.
• Other duties as assigned.

QUALIFICATIONS

• High School diploma, general education degree (GED), or equivalent required; Bachelor’s degree or some college a plus.
• 1 year of prior banking experience required.
• Excellent verbal, written, presentation and interpersonal communication skills.
• Proficient computer skills with knowledge of Microsoft Office including, but not limited to, Word, Excel, PowerPoint, and Outlook, the Windows environment, and internet research skills.
• Able to adapt to constant change and periods of fast-paced situations while sticking to and meeting deadlines.
• Excellent time management and organizational solving skills with the ability to multi-task.
• Ability to work independently with minimal supervision while performing assigned duties.
• Ability to be flexible and adjust to changing schedules.
• Ability to effectively communicate with people at all levels.
• Ability to always maintain a high degree of ethical standards and complete confidentiality.

COMMUNITY IMPACT

Community involvement is part of who we are. Our culture is built on teamwork, purpose, and service. We value volunteerism and create opportunities for employees to connect, give back, and make a positive difference in our communities. As part of the Vantage Bank team, all associates should embrace our community involvement and culture to ensure we are making an impact.

BANK SECRECY ACT (BSA)

All employees of Vantage Bank, herein referenced to as the “Bank”, must comply with the terms of the BSA Policy upon acceptance of this position. The primary responsibility for enforcement of this policy and its operating procedures rests with the BSA/AML/OFAC Officer. However, it is the responsibility of each employee to take the required BSA training modules and become familiar with and adhere to the Bank Secrecy Act, Anti Money Laundering and Office of Foreign Asset Control Policy.

EOE/M/F/D/V

Join the Vantage Bank family for the strong relationships and local impact of a community bank backed by all the benefits and technology you’ll find at larger, national banks. At Vantage you will have significant opportunities for career growth from the moment you join our team. We invest in our people and truly value the unique skills and perspectives that each team member brings to the table.