Deposit Pricing and Analysis Manager - Consumer

Regions Bank; Birmingham (AL); On-site; USD 141,000 - 179,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Bank in Birmingham, AL is seeking a Deposit Pricing and Analysis Manager to develop pricing strategies for retail deposits and to lead data-driven analyses that inform profitability and growth. The role requires strong modeling skills and cross-functional collaboration with leadership.

The position emphasizes balancing profitability with market competitiveness, while aligning with Regions' strategic objectives.

Qualifications

• Bachelor's degree required.
• Ten years of financial analysis and product pricing experience.
• Three years of management experience.
• Experience developing, maintaining, and interpreting financial models to support business decisions.

Responsibilities

• Develops, analyzes, and recommends retail deposit pricing actions to senior leadership and governance committees, supported by data-driven analyses, forecasting, and profitability assessments.
• Designs, prepares, and analyzes reports to provide management with an understanding of account and balance trends relating to pricing changes (fees or rates).
• Analyzes balance trends, interest expense, and competition to prepare and support rate pricing recommendations and decisions for the Deposit Rate Committee.
• Develops and analyzes pricing models used to make future fee pricing recommendations and decisions.
• Prepares deposit balance forecasts to inform governance committees and the budgeting/forecasting processes.
• Maintains any vendor relationships for competitive intelligence, models, or other needs.
• Manages a small team of analysts.

Skills

Data analysis

Negotiation

Communication

Presentation

Education

Bachelor's degree

Job description

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

Job Description

At Regions, the Deposit Pricing and Analysis Manager is responsible for developing and maintaining analytical models, pricing frameworks, and performance analyses to support and inform pricing recommendations for retail deposit products and services. This role monitors portfolio performance, customer behavior, market conditions, and competitive trends to evaluate pricing effectiveness and identify opportunities for optimization. This role partners with business leaders and key stakeholders to recommend pricing strategies to balance profitability, deposit growth, customer retention, and market competitiveness while aligning with the bank's overall strategic objectives.

Primary Responsibilities

• Develops, analyzes, and recommends retail deposit pricing actions to senior leadership and governance committees, supported by data-driven analyses, forecasting, and profitability assessments
• Designs, prepares, and analyzes reports to provide management with an understanding of account and balance trends relating to pricing changes (fees or rates)
• Analyzes balance trends, interest expense, and competition to prepare and support rate pricing recommendations and decisions for the Deposit Rate Committee
• Develops and analyzes pricing models used to make future fee pricing recommendations and decisions
• Prepares deposit balance forecasts to inform governance committees and the budgeting/forecasting processes
• Maintains any vendor relationships for competitive intelligence, models, or other needs
• Manages a small team of analysts

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

• Bachelor's degree
• Ten (10) years of experience in financial analysis and product pricing
• Three (3) years of management experience
• Experience developing, maintaining, and interpreting financial models used to support business decisions

Preferences

• Master’s degree
• Knowledge of the financial services industry
• Experience presenting recommendations to executive leadership and governance committees

Skills And Competencies

• Ability to analyze and synthesize large amounts of data into useable decision support tools
• Ability to negotiate and influence
• Excellent verbal and written communication skills
• Excellent presentation skills

This position is intended to be onsite, now or in the near future. Associates will have regular work hours, including full days in the office three or more days a week. The manager will set the work schedule for this position, including in-office expectations. The locations available for this role are Birmingham, AL or Atlanta, GA or Charlotte, NC.

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Minimum

Job Range Target:

$141,494.00 USD

Median

$179,330.00 USD

Incentive Pay Plans

This role is eligible to participate in the annual discretionary incentive plan. Employees are eligible to receive a discretionary award based on individual, business, and/or company performance.Opportunity to participate in the Long Term Incentive Plan.

Benefits Information

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Location Details

Regions Center

Location:

Birmingham, Alabama

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.