Deposit Pricing and Analysis Manager - Consumer

Regions Financial Corporation; Birmingham (AL); Sur place; USD 127 000 - 156 000; Plein temps

Avantages offerts par ce poste

Annual discretionary incentive plan

On-site work in Birmingham

Résumé du poste

Regions Financial Corporation invites applications for a Deposit Pricing and Analysis Manager based in Birmingham, AL. You will develop pricing models, forecast deposit balances, and present data-driven recommendations to senior leadership to balance profitability and growth.

The role oversees pricing strategy for retail deposits, ensures governance-aligned analyses, and leads a small team of analysts; on-site work is expected with a discretionary incentive plan.

Qualifications

• Bachelor's degree required; Master's preferred.
• Ten years of experience in financial analysis and pricing.
• Three years of management experience.

Responsabilités

• Develops, analyzes, and recommends retail deposit pricing actions to leadership with data-driven analyses.
• Designs and analyzes reports on account and balance trends related to pricing changes.
• Analyzes pricing decisions for the Deposit Rate Committee and supports rate recommendations.
• Develops pricing models and prepares deposit balance forecasts for governance and budgeting.
• Maintains vendor relationships for competitive intelligence and models.
• Manages a small team of analysts.

Connaissances

Data analysis

Pricing strategy

Forecasting

Leadership

Communication

Formation

Bachelor's degree

Master's degree

Description du poste

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

At Regions, the Deposit Pricing and Analysis Manager is responsible for developing and maintaining analytical models, pricing frameworks, and performance analyses to support and inform pricing recommendations for retail deposit products and services. This role monitors portfolio performance, customer behavior, market conditions, and competitive trends to evaluate pricing effectiveness and identify opportunities for optimization. This role partners with business leaders and key stakeholders to recommend pricing strategies to balance profitability, deposit growth, customer retention, and market competitiveness while aligning with the bank's overall strategic objectives.

Primary Responsibilities

• Develops, analyzes, and recommends retail deposit pricing actions to senior leadership and governance committees, supported by data-driven analyses, forecasting, and profitability assessments
• Designs, prepares, and analyzes reports to provide management with an understanding of account and balance trends relating to pricing changes (fees or rates)
• Analyzes balance trends, interest expense, and competition to prepare and support rate pricing recommendations and decisions for the Deposit Rate Committee
• Develops and analyzes pricing models used to make future fee pricing recommendations and decisions
• Prepares deposit balance forecasts to inform governance committees and the budgeting/forecasting processes
• Maintains any vendor relationships for competitive intelligence, models, or other needs
• Manages a small team of analysts

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

• Bachelor's degree
• Ten (10) years of experience in financial analysis and product pricing
• Three (3) years of management experience
• Experience developing, maintaining, and interpreting financial models used to support business decisions

Preferences

• Master’s degree
• Knowledge of the financial services industry
• Experience presenting recommendations to executive leadership and governance committees

Skills and Competencies

• Ability to analyze and synthesize large amounts of data into useable decision support tools
• Ability to negotiate and influence
• Excellent verbal and written communication skills
• Excellent presentation skills

This position is intended to be onsite, now or in the near future. Associates will have regular work hours, including full days in the office three or more days a week. The manager will set the work schedule for this position, including in-office expectations. The locations available for this role are Birmingham, AL or Atlanta, GA or Charlotte, NC.

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum: $141,494.00 USD

50th Percentile: $179,330.00 USD

Incentive Pay Plans:

This role is eligible to participate in the annual discretionary incentive plan. Employees are eligible to receive a discretionary award based on individual, business, and/or company performance.Opportunity to participate in the Long Term Incentive Plan.

Location:

Birmingham, Alabama

Equal Opportunity Employer/including Disabled/Veterans