Deposit Operations Specialist

Helm Bank USA; Miami (FL); On-site; USD 50,000 - 75,000; Full time

Benefits offered by this job

Medical coverage

401(k) match

Paid time off

Professional development

Employee recognition

Job summary

Helm Bank USA in Miami, FL seeks a Deposit Operations Specialist/EIP and Reconciliations to perform operational support duties in the Deposit Operations Department, ensuring accurate processing and timely reconciliations.

The role requires bilingual English/Spanish, experience in wire transfers and general banking, and proficiency with MS Office; you will handle daily processing, reconciliation, and collaboration with auditors.

Qualifications

• High School Diploma or equivalent; minimum two years wire transfer and banking experience.
• Minimum of one year of operations, customer service and general banking experience.
• Bilingual English and Spanish; ability to fluently read, write and speak both languages.
• Advanced skills with Microsoft Office.

Responsibilities

• Daily process of Charge Backs, NSF, Outgoing Returns, Credit Back, Non Posted, ACH Returns.
• Process checks adjustments, Notice of Change and Large Item Notifications.
• Process daily and monthly GL and Helm Bank accounts reconciliation.
• Process daily ESC Reconciliation for DDA, SAV, Cash Teller, CD & loans; report findings.
• Inputs daily general ledger and customers account entries.
• Act as a backup for Exonerations requests and QA on changes.
• Assist auditors and handle investigations from federal examiners.
• Screen incoming and outgoing wire transfers with OFAC/EDD.

Skills

Bilingual English and Spanish

Customer service

Microsoft Office

Education

High School Diploma or equivalent

Tools

Microsoft Office

Job description

Career Opportunity

Are you ready to be part of a dynamic, ever-growing team that transforms talent into top-tier financial professionals and visionary changemakers? At Helm Bank USA, we don’t just build careers - we build business leaders, while

Career Opportunity

Are you ready to be part of a dynamic, ever-growing team that transforms talent into top-tier financial professionals and visionary changemakers? At Helm Bank USA, we don’t just build careers - we build business leaders, while Growing the Dream.

Overview

Functional Job Title: Deposit Operations Specialist/ EIP and Reconciliations

Corporate Job Title: Associate

Division: Operations

Department: DepositOperations

Location: Miami, FL

Reporting Line: Assistant Vice President, Deposit Operations Officer

Summary: This position is primarily responsible for performing the operational support duties of the Deposit Operations Department.

Who We Are

We are a leading Bank with global reach, shaping one of the most attractive personalized client services in the financial industry. At Helm Bank USA, we have created a new banking experience through a business model centered around our clients, proudly providing customer service for more than thirty years. Not only do we build strong relationships: our relationships are measured in generations. Our vision is to create a financial connection to the United States for multinational companies and foreign national individuals seeking their own dreams of business opportunities and real estate investments.Through strong relationships, our purpose is to help our clients make great decisions. Today -as when we started- Helm Bank USA is driven by one imperative goal: to create the best possible solutions for our clients; we are passionate about delivering expert advice to our clients and creating solutions that enable them to reach their financial ambitions in highly competitive markets. At Helm Bank USA, we believe that the human touch and talent make all the difference! We are looking for passionate, impact players, and changemakers to join our success story while taking our company to new heights. Come join us and become immersed in our best-in-class, team-oriented type of culture -where every employee has the opportunity to learn, grow and thrive. This is our inspiration!

Who You Are

You are a motivated exceptional financial services professional who is passionate about supporting key initiatives in a fast-paced environment. You excel at handling a rapid flow of requests and always thrive to provide utmost excellent level of support. You are a hardworking, dedicated, and positive individual who continuously aims to make outstanding contributions and effect a difference from day one.

What You’ll Do

Essential Duties & Responsibilities

Responsibilities include the following; other duties may be assigned:

Core Duties

Operational

• Related to Exceptions Processing and Reconcilements:
• Responsible for EIP Procedures: Daily process of Charge Backs, NSF & Outgoing Returns, Credit Back, Non Posted, ACH Returns.
• Process checks adjustments, Notice of Change and Large Item Notifications.
• Process daily and monthly GL and Helm Banks accounts reconciliation.
• Process daily ESC Reconciliation for DDA, SAV, Cash Teller, CD & loans. Report no finding to BSA the first day of each month.
• Inputs daily general ledger and customers account entries.
• Act as a backup for process and filing of Exonerations request.
• Performs changes made to each account on system ensuring requests were updated correctly and quality control on changes processed by another team member.
• Assist the department in special projects assigned.
• Assists with any requests and investigations from auditors and federal examiners.
• Act as back up of another OP Specialist
• Screens incoming and outgoing wire transfers with the OFAC/EDD

What You’ll Need

Requirements and Qualifications

• High School Diploma or equivalent required. Minimum of two years of wire transfer, customer service and general banking experience.
• Minimum of one year of operations, customer service and general banking experience.
• Must be bilingual in both English and Spanish. Ability to fluently speak, understand, read and write both languages.
• Advanced Skills with Microsoft Office.

Competencies

• Partnership-Oriented Ability to build and maintain collaborative relationships, fostering trust and mutual respect to achieve shared goals. Effective communication & Adaptability. Enhance Service Delivery. Conflict Resolution. Giving & Receiving feedback. Valuing Diversity.
• Business Acumen/Sophistication Ability to understand and apply business principles, concepts, KPIs, and strategies to make informed decisions to contribute to organizational success. Strategic & Critical Thinking. Solutions-Driven. Decision Making.
• Customer-Centric Have a business-driven mindset, prioritizing customer’s needs. Problem-Solving. Growth Mindset. Aligning individual and department goals with bank’s business objectives. Omnichannel communication while maintaining personalized service. Client excellence.
• Innovative Thinking outside the box and developing new ideas to improve ways of working. Ability to work with emerging technologies. Digital Transformational Mindset. Resource allocation. Technical Skills. Change Management. Continuous Learning. Transformational creativity. Agility & Flexibility. Automation & Process Optimization
• Regulatory & Risk Management Adapting to changing regulations with sound risk management. Analytical. Integrity & Rule Compliance. Regulatory Governance. Financial Crime Prevention. Operational Risk Avoidance. Risk-Aware Mindset. Cybersecurity. Corporate Social Responsibility.
• Hands-On Being proactive to rapidly deliver high-quality results. Acquiring skills & knowledge through practical and active engagement. Real-world application. Lifelong Learner. Being curious and eager to develop skillset. SMART Goal Setting, Time Management. Proficiency. Training & Upskilling.
• Accountability Ability to take responsibility and ownership. Fostering Trust. High Performance. Follow Through. Set Clear Expectations. Provide Resources & Coaching. Measuring work output. Process-Driven. Results-Oriented. Consistency. Lead by Example. Self-Management.
• Sustainable Performance Communicate effectively. Integrated Business Excellence. Drive sustainable growth. Value Creation & Long-Term Thinking. Stakeholder Inclusion. Corporate Purpose & Values Alignment. Impact Assessment. Operational Resilience & Crisis Management. Operational Excellence. Adaptability.

Life at Helm Bank USA

At Helm Bank USA, our sustainable success is based on our talents and how we partner with our clients and communities to create lasting value. Staying true to that mission, we fully live by our corporate values: empathy, curiosity, creativity, and passion! These values represent the essence of our brand and encapsulate the DNA of our organization. In other words: They say who we are, what we do and how we do it.

We have a constant healthy respect for our Best Banks To Work For & Best Places to Work in Florida certified culture and community. We believe that all employees should have the opportunity to lead and appreciate that good ideas can come from anyone. From the top down, our leaders are actively involved in strategic oversight, running the business, and in the well-being and growth of all employees. We consider our people our number one asset and as such, we unceasingly aim for our employees to realize their full potential by continuously assessing and offering new personal and professional development opportunities.

Why You Should Join Helm Bank USA

We have historically regarded the well-being of our employees at heart and on top of mind. In that vein, we continue to strive to offer benefits and programs that support the interests of our teams while continue to foster the culture that makes us an Employer of choice. Some of the benefits you can expect when you join Helm Bank USA include:

• Medical/Rx/Dental/Vision - 100% covered by the Bank for all employees; eligible family members covered by employees at a group’s rate
• Short Term & Long Term Disability, as well as Group Term Life insurance of twice the annual salary fully covered by Helm Bank USA; no expense to the employee
• Competitive first-level PTO and other time-off policies
• Company 401(k) plan with employer match of 100% of up to 5% of eligible compensation
• Supplemental optional benefits such Voluntary Life insurance, Hospital Indemnity, Critical Illness, Accident Insurance, and Cancer Insurance
• Flexible Spending Accounts
• Company-sponsored training and professional development opportunities
• Employee Spotlight recognition

If you’re ready for a career where you can exercise your passions while being a gamechanger, are relentlessly committed to service, and have a team-player mindset.