Data Scientist III -Financial Crimes

TD Bank; Charlotte (NC); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

Plan de développement professionnel

Formation continue

Avantages compétitifs

Job summary

Une institution financière majeure recherche un scientifique des données pour rejoindre son équipe de lutte contre la criminalité financière. Le candidat idéal possède une forte expertise en mathématiques, des compétences en Python et SQL, et une solide expérience en modèles d'apprentissage automatique. Ce poste exige de collaborer avec des équipes diversifiées et de leader des initiatives de conformité tout en améliorant les processus d'affaires. Des opportunités de développement de carrière sont également proposées.

Qualifications

• Forte expertise en régression, classification et modèles d'apprentissage automatique.
• Expérience en analyse des risques de conformité financière, un atout.
• Expérience pratique avec des applications GenAI, y compris le tuning de LLM.

Responsibilities

• Développer et améliorer des modèles AML/CTF conformes aux exigences réglementaires.
• Travailler de manière autonome sur des projets liés à la gestion de données techniques.
• Participer à l’amélioration continue des processus et des performances.

Skills

Compétences en régression

Classification

Modèles d'apprentissage automatique

Proficient en Python

Proficient en SQL

Education

Diplôme en mathématiques, physique, ingénierie, finance ou informatique

Tools

GenAI et API LLM

Job description

Nous utilisons des témoins pour fournir et améliorer nos services de sorte à vous offrir une expérience plus personnalisée, et les services de suivi sont désactivés. Pour en savoir plus sur les témoins utilisés et pour consulter vos préférences, veuillez vérifier les paramètres de votre navigateur ou sélectionner Accepter pour consentir à l’utilisation des témoins.Avertissement : Pour les visiteurs de l’Union européenne et du Royaume-Uni, seuls les témoins strictement nécessaires sont utilisés sur ce site. Ces témoins sont nécessaires au bon fonctionnement du site Web et ne peuvent pas être désactivés. Ils sont généralement mis en place uniquement en réponse à des actions que vous effectuez et qui équivalent à une demande de services, comme configurer vos préférences en matière de confidentialité, ouvrir une session ou remplir des formulaires. Vous pouvez configurer votre navigateur pour qu’il bloque ces témoins; toutefois, certaines sections du site ne fonctionneront pas. Ces témoins n’enregistrent pas de renseignements personnels permettant l’identification.The US Financial Crime Risk Modeling & Advanced Analytics team within US Financial Crime department is responsible for developing, maintaining, and enhancing the Enterprise Anti-Money Laundering / Counter-Terrorism Financing (AML/CTF) models/AI solutions to comply with regulatory requirements/changes and internal policies, support TD's global AML/CTF strategies, address emerging risks, and be in accordance with best industry practice. We are seeking talented data scientists to join us to innovate, drive, and support initiatives and business as usual operations in multiple functional areas including, but not limited to, customer rating, sanctions screening, transaction monitoring, emerging risk, model performance monitoring, analytics and reporting.* Generally accountable for a significant business management area that typically has enterprise-wide impact or accountability* Enterprise or functional expert, requiring broad managerial and deep specialized knowledge at the enterprise, business, regulatory and industry levels* Undertakes and completes a variety of complex initiatives requiring seasoned specialist knowledge and/or the integration of cross functional processes* Position typically deals with senior/executive management* Works independently on activities related to analysis, design and support of technical data management solutions on various projects ranging in complexity and size* Focuses on longer-range planning for functional area (e.g. 12 months or greater)* May manage and prioritize multiple projects at a given time* Undergraduate degree or advanced technical degree preferred (e.g., math, physics, engineering, finance or computer science) Graduate's degree preferred with either progressive project work experience or* 5+ year of relevant experience; higher degree education and research tenure can be counted* Strong foundation in regression, classification, and machine learning models* Proficiency with Python and SQL is a must* Experience in Financial Crimes / Compliance Risk Analytics is a plus* Hands-on experience with GenAI applications is a strong plus, including but not limited to fine-tuning or prompting LLMs, ability to build analytical solutions using LLM APIs, and use GenAI applications to tackle data labeling tasks* Analytical thought leadership and stays current on developments in data mining and the application of data science* Solicits and offers ideas for improving business processes through insights with the objective of improving effectiveness and efficiency* Educates the organization on approaches, such as testing hypotheses and statistical validation of result* Helps the organization understand the principles and the math behind the scientist process to drive organizational alignment* Translates up to date information into continuous improvement activities that enhances performance* Adheres to enterprise frameworks or methodologies that relate to activities for business area* Ensures respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities* Participates in cross-functional/enterprise initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations* Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist* Leads/facilitates and/or implements action/remediation plans to address performance/risk/governance issues* Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements* Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts* Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite* Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest* Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit* Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques* Participates in personal performance management and development activities, including cross training within own team* Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities* Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices* Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships* Contributes to a fair, positive and equitable environment that supports a diverse workforce* Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally* Domestic Travel – Occasional* International Travel – Never* Performing sedentary work – Continuous* Performing multiple tasks – Continuous* Operating standard office equipment - Continuous* Responding quickly to sounds – Occasional* Sitting – Continuous* Standing – Occasional* Walking – Occasional* Moving safely in confined spaces – Occasional* Lifting/Carrying (under 25 lbs.) – Occasional* Lifting/Carrying (over 25 lbs.) – Never* Squatting – Occasional* Bending – Occasional* Kneeling – Never* Crawling – Never* Climbing – Never* Reaching overhead – Never* Reaching forward – Occasional* Pushing – Never* Pulling – Never* Twisting – Never* Concentrating for long periods of time – Continuous* Applying common sense to deal with problems involving standardized situations – Continuous* Reading, writing and comprehending instructions – Continuous* Adding, subtracting, multiplying and dividing – Continuous**Additional Information:** We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want