Data Scientist II

Truist; Atlanta (GA); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

Life insurance

Disability insurance

401k plan

Vacation and sick days

Paid holidays

Job summary

Truist is seeking an experienced data scientist to extract, analyze, and interpret complex data to identify fraud risks and drive actionable insights. The role emphasizes scalable, automated processes and narrative storytelling for senior leadership.

The candidate should translate data into clear recommendations, influence decision-making, and design predictive analytics applications across environments. Strong coding and collaboration skills are essential.

Qualifications

• Bachelor’s degree in a quantitative field or equivalent experience.
• Strong understanding of statistics, econometrics, time-series, and primary statistical tests.
• Familiarity with linear algebra, optimization, and stochastic processes.

Responsibilities

• Perform advanced data analytics using structured and unstructured data.
• Create compelling visualizations to communicate insights to stakeholders.
• Lead end-to-end data science solution design and delivery with measurable business outcomes.
• Collaborate with cross-functional teams to define objectives and requirements.
• Write, document, and deploy code in Python, SAS, R, etc.
• Utilize internal repositories to share and improve skills across teams.
• Research and advocate new methods and technologies in data science.

Skills

Data analytics

Statistical methods

Python

SQL

R

SAS

Machine learning

Econometrics

Data visualization

Regex

Time-series

NLP

Education

Bachelor’s degree in a quantitative field

Master’s degree or PhD (preferred)

Tools

SQL

SAS

Tableau

Hadoop

Hive

Spark

JQuery

Job description

Regular or Temporary: Regular

Language Fluency: English (Required)

Work Shift: 1st shift (United States of America)

Please review the following job description: This role requires an independent thinker who can efficiently extract, analyze, and interpret complex data to identify fraud risks and drive actionable insights. The ideal candidate brings a strong understanding of fraud typologies and investigative techniques, including link analysis, and has a proven ability to solve complex problems through creative, out-of-the-box thinking. This individual will be responsible for designing and implementing scalable, automated processes that enhance fraud detection and mitigation capabilities. Success in this role requires the ability to translate complex data into clear, compelling narratives for senior leadership. The candidate must be comfortable “speaking to the data,” influencing decision-making, and recommending strategic solutions based on analytical findings.

For this opportunity, Truist will not sponsor an applicant for work visa status or employment authorization, nor will we offer any immigration-related support for this position (including, but not limited to H-1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN-1 or TN-2, E-3, O-1, or future sponsorship for U.S. lawful permanent residence status.)

Essential Duties And Responsibilities

• Independently perform sophisticated data analytics (ranging from classical econometrics to machine learning, neural networks, and natural language processing) in a variety of environments using structured and unstructured data.
• Produce compelling data visualizations to communicate insights and influence outcomes among a wide array of stakeholders.
• Take accountability and ownership of end-to-end data science solution design, technical delivery, and measurable business outcome.
• Engage in stakeholder meetings to identify business objectives and scope solution requirements.
• Independently write, document, and deploy custom code in a variety of environments (Python, SAS, R, etc.) to create predictive analytics applications.
• Use, maintain, share and collaborate through Truist internal code repositories to foster continual learning and cross-pollination of skillsets.
• Actively research and advocate adoption of emerging methods and technologies in the data science field, with the eye of continually advancing Truist’s capabilities.
• Exercise sound judgment and foster risk management culture throughout design, development, and deployment practices; partner with cross-functional teams to coordinate rules on data usage, data governance and analytics capabilities.

Qualifications

Required Qualifications

• Bachelor’s degree and four or more years of experience in a quantitative field such as Finance, Mathematics, Analytics, Data Science, Computer Science, or Engineering, or equivalent education and related training
• Exhibit understanding of statistical methods, including a broad understanding of classical statistics, probability theory, econometrics, time-series, and primary statistical tests
• Familiarity with linear algebra concepts for optimization, complex matrix operations, eigenvalue decompositions, and principal components; working knowledge of calculus/differential equations, with understanding of stochastic processes
• Demonstrate understanding of data cleansing and preparation methodologies, including regex, filtering, indexing, interpolation, and outlier treatment
• Strong familiarity with data extraction in a variety of environments (SQL, JQuery, etc.)
• Working knowledge of Hadoop, Pig, Hive, and/or NoSQL, Spark
• Experience in managing multiple projects with tight deadlines in a collaborative environment

Preferred Qualifications

• Master’s degree or PhD in a quantitative field such as Finance, Mathematics, Analytics, Data Science, Computer Science, or Engineering
• Four years of relevant work experience if candidate lacks graduate degree
• Previous experience in the banking or fin-tech industry
• Experience with SQL, SAS, Tableau
• Strong coding skills
• Good data mining skills
• Ability to think out of the box and be creative

Other Job Requirements / Working Conditions

Sitting

Constantly (More than 50% of the time)

Visual / Audio / Speaking

Able to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone.

Manual Dexterity / Keyboarding

Able to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers.

Availability

Able to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need.

Travel

Minimal and up to 10%

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

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