Data Scientist I - Card Fraud

Truist; Atlanta (GA); On-site; USD 80,000 - 100,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

401k plan

Vacation days

Sick days

Paid holidays

Job summary

Truist is seeking a Data Scientist I to support card fraud and token provisioning initiatives with a focus on digital payment security across mobile wallets. You will apply statistical methods and machine learning to detect fraud patterns and enhance secure transactions.

Ideal candidates have SAS/SQL expertise and experience in data analysis, Python, and R. The role involves collaborating across teams to deliver measurable business outcomes at Truist.

Qualifications

• Bachelor’s degree in a quantitative field with 0–4+ years experience.
• Solid understanding of statistical methods, econometrics, time-series and tests
• Experience in data cleansing, preprocessing, and feature engineering.

Responsibilities

• Perform sophisticated analytics (statistical and predictive) to drive insights.
• Develop data visualizations to communicate findings to stakeholders.
• Own end-to-end data science solution design from data to deployment.
• Collaborate with cross‑functional teams to align with business goals.
• Write production code in Python, SAS, or R to build predictive models.

Skills

SAS

SQL

Python

R

Machine learning

Data analysis

Education

Bachelor’s degree in a quantitative field

Tools

Hadoop

Hive

Spark

NoSQL

Job description

Need Help?

If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).

Regular or Temporary:

Regular

Language Fluency:

English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

Perform sophisticated analytics (statistical and predictive analytics, machine learning modeling, etc.) to provide actionable insights that improve business. We are seeking Data Scientist I to support card fraud and token provisioning initiatives, with a focus on digital payment security across mobile and digital wallet platforms (e.g., Apple Pay, Google Pay, Samsung Pay, and merchant tokenization). This role will contribute to detecting, analyzing, and mitigating fraud risk while supporting secure transaction experiences.

The ideal candidate will bring experience in card fraud, digital fraud, or related risk domains, along with strong technical skills in SAS, SQL, and programming for data analysis and modeling. Exposure to tokenization or digital wallet technologies is preferred but not required.

For this opportunity, Truist will not sponsor an applicant for work visa status or employment authorization, nor will we offer any immigration-related support for this position (including, but not limited to H-1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN-1 or TN-2, E-3, O-1, or future sponsorship for U.S. lawful permanent residence status.)

Essential Duties and Responsibilities:

• Independently perform sophisticated data analytics (ranging from classical econometrics to machine learning, neural networks, and natural language processing) in a variety of environments using structured and unstructured data.


• Produce compelling data visualizations to communicate insights and influence outcomes among a wide array of stakeholders.


• Take accountability and ownership of end-to-end data science solution design, technical delivery, and measurable business outcome.


• Engage in stakeholder meetings to identify business objectives and scope solution requirements.


• With minimal guidance, write, document, and deploy custom code in a variety of environments (Python, SAS, R, etc.) to create predictive analytics applications.


• Use, maintain, share and collaborate through Truist internal code repositories to foster continual learning and cross-pollination of skillsets.


• Actively research and advocate adoption of emerging methods and technologies in the data science field, with the eye of continually advancing Truist’s capabilities.


• Exercise sound judgment and fosters risk management culture throughout design, development, and deployment practices; partner with cross-functional teams to coordinate rules on data usage, data governance and analytics capabilities.

Required Qualifications:

• Bachelor’s degree and zero to four or more years of experience in a quantitative field such as Finance, Mathematics, Analytics, Data Science, Computer Science, or Engineering, or equivalent education and related training


• Exhibit understanding of statistical methods, including a broad understanding of classical statistics, probability theory, econometrics, time-series, and primary statistical tests


• Familiarity with linear algebra concepts for optimization, complex matrix operations, eigenvalue decompositions, and principal components; working knowledge of calculus/differential equations, with understanding of stochastic processes


• Demonstrate understanding of data cleansing and preparation methodologies, including regex, filtering, indexing, interpolation, and outlier treatment


• Strong familiarity with data extraction in a variety of environments (SQL, JQuery, etc.)


• Working knowledge of Hadoop, Pig, Hive, and/or NoSQL, Spark


• Experience in managing multiple projects with tight deadlines in a collaborative environment

Preferred Qualifications:

• Master’s degree or PhD in quantitative fields such as Finance, Mathematics, Analytics, Data Science, Computer Science, or Engineering


• Four years of relevant work experience if candidate lacks graduate degree


• Previous experience in the banking or fin-tech industry

The annual base salary for this position is $$80,000 – $100,000

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

EEO is the Law E-Verify IER Right to Work