Data Scientist - Credit Risk and Marketing Analytics

Mediabistro; Plano (TX); On-site; USD 80,000 - 110,000; Full time

Job summary

A leading company in the finance sector is seeking a Data Scientist to join their team in Plano, TX. The role involves delivering advanced analytical solutions and collaborating with multiple departments to drive optimized business outcomes. Ideal candidates will possess a Master's or PhD in a relevant field and have experience with Python, SQL, and machine learning techniques. The company offers a competitive compensation package along with various employee benefits.

Benefits

Health, Dental, & Vision Insurance

15 days of Paid Time Off (PTO)

401k + employer match

Company provided Life Insurance & Long Term Disability

Employee Assistance Program

Employee of the Month Program

Philanthropic support for charities

Regular drawings for Sports tickets

Qualifications

• 1-3 years of experience in Consumer Lending.
• Proficient in handling Large Datasets and building reliable Data Pipelines.
• Experience with advanced analytical solutions using Machine Learning techniques.

Responsibilities

• Collaborate with various functions to identify business problems.
• Build efficient data pipelines and apply machine learning techniques.
• Present model development packages to executives.

Skills

Python

SQL

Data Visualization

Machine Learning

Statistical Modeling

Education

Master's or PhD in Data Science, Data Analytics, Statistics, Computer Science, Mathematics

Tools

Tableau

Power BI

MongoDB

Git

Job description

In business for more than 70 years, Republic Finance is proud to be a trusted lender in over 250 communities across the United States! We specialize in providing flexible lending solutions and incomparable customer service. Driven by our shared mission to pursue excellence for our team, our customers, and our performance, we are continuously improving our customer offerings in tandem with opening more branches in new states each year. We also regularly promote from within and enjoy giving back to the communities we serve. In a nutshell, our company culture is about helping customers, investing in our employee's future, and ensuring that our performance makes an impact on our community!

The Data Science team at Republic Finance is responsible for delivering advanced analytical solutions using cutting-edge statistical and machine learning techniques. We are looking for a Data Scientist who has the track record of delivering highly effective and reliable solutions using advanced analytics to drive optimized business outcomes. Responsibilities are as follows :

Collaborate with Credit Risk, Marketing, Branch Operations, Account Management, and other functions to identify specific business problems to addressPerform exploratory analysis or leverage the analysis shared by the business functions to brainstorm various advanced analytical solutionsBuild highly adoptable and efficient data pipelines. Perform data extraction, standardization, transformation, and further data wrangling to prepare the data to apply advanced ML or statistical techniquesApply sophisticated machine learning and statistical techniques to develop, deploy and maintain predictive models. Build and maintain a comprehensive model documentation in a centralized location.Highly experienced with Traditional Credit Bureaus and other alternative consumer Credit Data for building Consumer Lending models such as : o Probability of Marketing Response

o Probability of Loan Default

o Loss given Default

Present the model development package and results to executives and senior managers. Seek the approval for implementation by presenting compelling business benefits from the solutionsWork with IT and ensure successful deployment of the solution in the decision engine. This involves validating data mapping, provides requirements for data parsing / storage, validating the scoring model in production and troubleshooting to resolve issuesPartner with the business teams to help with design of experiments (DOE) and successful incorporation of the solutions into business strategiesCreate the model governance package once a quarter to monitor stability of the predictive models and share with executives and senior leadersRequirements

Master's or PhD in Data Science, Data Analytics, Statistics, Computer Science, Mathematics, or related field or equivalent amount of work experienceProven experience with Python, SQL, and a data visualization program like Tableau or Power BI. Python, SQL, and Power BI preferred1-3 years of experience in Consumer LendingStrong communication skills and motivated to deliver innovative / effective solutions to address business problemsProficient in handling Large Datasets, working with Data Processing Frameworks, and building reliable Data PipelinesExtensive experience building advanced analytical solutions using best-in-class Machine Learning and Statistical Modeling techniques (Random Forest, Gradient Boosting, LASSO, Elastic Net etc.). Strong knowledge of both supervised and unsupervised learning techniquesFamiliar with data from various bureaus and third-party data providers. Processed very large datasets and comfortable with structured, semi-structured and unstructured dataConsumer lending business knowledge and experience preferredKnowledge of NoSQL databases such as MongoDB, versioning software such as Git and parsing JSON and XML is a plusBenefits

We offer a competitive compensation and benefits package including :

Health, Dental, & Vision Insurance15 days of Paid Time Off (PTO) to start + 1 additional personal holiday401k + employer matchCompany provided Life Insurance & Long Term DisabilityEmployee Assistance Program - Confidential mental health supportAdditional benefits with Republic Finance include :

Employee of the Month ProgramPhilanthropic support for charities such as Juvenile Diabetes Research Foundation and the American Cancer SocietyRegular drawings for Sports ticketsProfessional offices with a friendly team environment

Republic Finance, LLC is an Equal Opportunity Employer and does not discriminate on the basis of race, sex, color, religion, national origin, age disability or veteran status in employment opportunities and benefits. Republic Finance, LLC maintains a Drug-Free Workplace.

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Data Scientist Marketing • Plano, TX, United States