Data Science Analyst

myhrhome; Wilmington (DE); Hybrid; USD 70,000 - 110,000; Full time

Benefits offered by this job

Health benefits

401(k) matching

Employee Stock Purchase Plan

Tuition reimbursement

Paid time off

Paid holidays

Volunteer time

Job summary

OneMain Financial is seeking a Data Science Analyst to develop machine learning systems that drive underwriting insights and better customer outcomes. You will gain hands-on experience across diverse datasets and collaborate with experts in consumer lending within a close-knit, team-oriented environment.

You will work on a modern cloud-based data infrastructure, learning from data science and business leaders while contributing to impactful, real-world use cases for hardworking Americans.

Qualifications

• Current post-graduate degree student in a quantitative discipline with an expected graduation date Winter 2026 or Spring 2027.
• Outstanding communication skills, including the ability to explain technical topics and concepts to a non-technical audience.
• Proven experience (academic, athletic, volunteer, or employment) working with teams to deliver complex projects.
• Experience in use of open-source machine learning libraries (Python or R).

Responsibilities

• Apply diverse statistical and machine learning techniques to analyze datasets to solve complex business problems.
• Actively contribute to the team’s culture by sharing knowledge and helping peers.
• Develop creative technical solutions to improve underwriting decisions and customer outcomes.
• Evaluate non-traditional data sources to potentially improve underwriting decisions.
• Mine marketing data to identify new populations who would benefit from products.
• Partner with operations teams to surface data insights for branch staff.

Skills

Communication skills

Team collaboration

Creative problem solving

Education

Post-graduate degree student in quantitative field

Tools

Python

R

Job description

Data Science Analyst

Locations: Wilmington, DE; Charlotte, NC (Hybrid)

As an Data Science Analyst, you’ll develop the technical skills to build the machine learning systems that drive our company and produce great customer outcomes. You’ll get hands‑on experience as you apply your talents, creativity, and passion to create innovative solutions to real‑world data science use cases. No matter the projects, you’ll have the opportunity to explore, while learning from experts in consumer lending in a close‑knit team‑oriented environment.

This role will provide exposure across multiple disciplines to accelerate your career growth.

In the Role

• Apply diverse statistical and machine learning techniques to analyze a variety of datasets to solve complex, unstructured business problems.
• Actively contribute to our team’s vibrant culture through sharing knowledge, helping peers, and generally being a great person to work with.
• Develop creative technical solutions to improve the company’s decision making, the customer’s experience, and shareholder returns.
• Evaluate non-traditional data sources to see if they result in better underwriting decisions, saving our hard‑working customers millions in interest payments.
• Mine the "digital exhaust" of our marketing campaigns to identify new populations who would benefit from our products.
• Partner with our operations teams to surface data insights that will allow our thousands of branch staff to better serve our customers.

Requirements

• Current post‑graduate degree student in a quantitative discipline (Engineering, Data Science, Statistics, Biostatistics, Physics, Economics, Operations Research, or Computer Science) with an expected graduation date of Winter 2026 or Spring 2027.
• Outstanding communication skills, including the ability to explain technical topics and concepts to a non‑technical audience.
• Proven experience (in an academic, athletic, volunteer, or employment context) working with teams of diverse individuals to deliver complex projects.
• Experience in use of open‑source machine learning libraries (Python or R).
• Innovative and capable of developing creative solutions to complex, data‑driven problems.

Preferred

• Successful candidates will possess strong analytic, strategic thinking, communications, and leadership skills.
• They will also demonstrate curiosity, creative problem solving, integrative business thinking, teamwork, and bias for action.
• Just as importantly, they will be enthusiastic learners who want to tackle real‑world challenges.

About You

• You are ready to launch your data science career.
• You want to create solutions to help hard‑working Americans improve their financial lives.
• You want to work on a modern cloud‑based data infrastructure.
• You want to directly learn from some of the best data science and business leaders in consumer finance.
• You want to be part of a team which is nimble, collaborative, diverse, and fun.

Who we Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well‑being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future. Driven collaborators and innovators, our team thrives on transformative digital thinking, customer‑first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.

Benefits

• Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
• Up to 4% matching 401(k)
• Employee Stock Purchase Plan (10% share discount)
• Tuition reimbursement
• Paid time off (15 days vacation per year)
• Paid sick leave as determined by state or local ordinance, prorated based on start date
• Paid holidays (11 days per year, based on start date)
• Paid volunteer time (3 days per year, prorated based on start date)

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OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, n