Customer Sales & Loan Specialist - 142

Sun Loan Company; Columbia Township (MO); On-site; USD 36,000 - 48,000; Full time

Job summary

Sun Loan Company is seeking a Loan Specialist to assist the Branch Manager in running a profitable, compliant, and efficient branch. You will process loan applications, verify documents, service customer accounts, and support collections while upholding company policies and regulatory requirements.

Responsibilities include contacting customers to collect past-due payments, setting up payment arrangements, advising on loan refinancings, and promoting loan products to grow the branch.

Qualifications

• 6 months of customer service experience required.
• 6 months of sales experience preferred.
• Experience in a metrics-driven environment with defined KPIs is a plus.
• High school diploma or GED preferred.

Responsibilities

• Contact customers by phone and mail to collect past-due payments and establish payment arrangements.
• Identify opportunities to refinance accounts and assist customers in bringing accounts current.
• Close loans by explaining terms, conditions, and requirements.
• Conduct collection activities on delinquent accounts.
• Use company resources to locate past-due customers.
• Review pending applications and proactively contact prospects to ensure timely processing.
• Promote loan products to support branch growth.
• Offer ancillary products and services (tax prep, referral programs).
• Maintain loan files and required forms in compliance with policies and regulations.
• Prepare copies of financial and legal documents as requested.
• Accurately process loan transactions and maintain customer information in loan systems.
• Post customer payments and maintain detailed account records.
• Document collection efforts and account activity accurately.

Skills

Customer service

Sales

Education

High school diploma or GED

Job description

The Loan Specialist supports the Branch Manager in maintaining a profitable, compliant, and efficiently operated branch. This role is responsible for processing loan applications, verifying documentation, servicing customer accounts, and supporting collection efforts. By ensuring adherence to company policies and regulatory requirements, the Loan Specialist helps minimize risk while delivering excellent customer service.

The Loan Specialist also works with customers to establish payment arrangements, process loan modifications and extensions, and identify lending solutions that meet customer needs. In the absence of the Branch Manager, this position helps maintain branch operations and service continuity.

Responsibilities

• Contact customers by phone and mail to collect past-due payments and establish payment arrangements.
• Identify opportunities to refinance accounts and assist customers in bringing accounts current.
• Properly close loans by explaining loan terms, conditions, and requirements.
• Conduct collection activities on delinquent accounts.
• Utilize company-provided resources to locate past-due customers.
• Review pending applications and proactively contact prospective customers to ensure timely processing.
• Promote loan products to former and prospective customers to support branch growth.
• Offer ancillary products and services, including tax preparation, referral programs, and Car Club memberships (where applicable).
• Maintain loan files, documentation, and required forms in compliance with company policies and applicable federal and state regulations.
• Prepare copies of financial and legal documents as requested.
• Accurately process loan transactions and maintain current customer information within loan management systems.
• Post customer payments and maintain detailed account records.
• Process payment extensions and document collection efforts and account activity accurately.

Qualifications

• Minimum of 6 months of customer service experience required.
• Minimum of 6 months of sales experience preferred
• Experience working in a metrics-driven environment with established performance goals and KPI's is a plus.
• High school diploma or GED preferred.

Schedule Requirements

Branch Hours: Sun Loan branches operate during the following business hours:

• Monday - Thursday: 8:30 am - 5:30 pm.
• Friday: 8:30 am - 6:00 pm.
• Saturday: 8:30 am - 12:30 pm. (Rotational and based on business needs).
• No Sundays!

Actual employee schedules may vary by branch location and business needs. Employees must be available to work their assigned schedule, which may include hours outside of the typical branch schedule, as well as occasional overtime.