Credit Underwriter III

Sunflower Bank, N.A.; Los Angeles (CA); On-site; USD 150,000 - 180,000; Full time

Job summary

An established industry player is seeking a dynamic Credit Underwriter III to join their team. This full-time role involves assessing the creditworthiness of clients by analyzing financial data and supporting loan relationships. The ideal candidate will have extensive experience in credit analysis and commercial lending, ensuring quality and minimizing risk. Employees enjoy comprehensive benefits, including a 401(k) plan with a generous match, health insurance, and tuition reimbursement. This is a fantastic opportunity for those looking to make a significant impact in the banking sector.

Benefits

401(k) Plan with 6% Match

Health/Dental/Vision Insurance

Company-paid Life Insurance

Tuition Reimbursement

Fitness Reimbursement

Paid Time Off

Volunteer Leave

Paid Holidays

Qualifications

• 7+ years of experience in credit analysis/portfolio management required.
• Bachelor’s Degree in Accounting, Business, or similar field preferred.

Responsibilities

• Review and analyze financial information to determine creditworthiness.
• Prepare detailed financial reports and cash flow analyses.

Skills

Credit Analysis

Financial Reporting

Risk Assessment

Commercial Lending

Education

Bachelor's Degree in Accounting

High School Diploma with 10+ years experience

Job description

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Description

Description

Sunflower Bank is looking for an energetic, highly motivated individual to fill the position of a full-time Credit Underwriter III. The Credit Underwriter III is responsible for gathering, analyzing and interpreting financial and credit information in order to assess the creditworthiness of Sunflower Bank’s customers, focusing on Sunflower Bank’s complex credit relationships. The incumbent will assist Commercial Bankers in supporting new and existing assigned loan relationships with an emphasis on maximizing credit quality and minimizing risk.

The salary range for this position is $150,000 to $180,000 depending on knowledge, skills, abilities, experience, and location.

• Review and analyze financial and credit information, such as financial statements, tax returns and credit reports to determine creditworthiness for borrowers and guarantors. Determine the need for a more thorough investigation or additional information and contact appropriate sources for such information.
• Prepare detailed financial and analytical reports for each entity analyzed, including historical financial data and trends, detailed cash flow analysis, global cash flow analysis, and simple projections.
• Research pertinent industry and market information relevant to customers’ lines of business.
• Prepare a written summary of analysis for new and existing loan relationships, especially in regards to the sufficiency of cash flow, collateral and other repayment sources. Assess overall strengths and weaknesses of credit relationship.
  
  

Education / Experience Preferred

• Bachelor’s Degree in Accounting, Business, Economics, Finance, or similar field, in lieu of a degree, applicant must have a high school diploma or equivalent and have been in this discipline a minimum of 10+ years.
• 7+ years of experience in credit analysis/portfolio management in a commercial lending environment required.
• Must possess sound area of underwriting in areas of commercial lending such as commercial real estate, commercial and industrial lending and SBA lending.
  
  

Pay is dependent on knowledge, skills, abilities, experience, and location.

Sunflower Bank Benefits

Employees enjoy outstanding benefits, including:

• 401(k) Plan with 6% Match
• Health/Dental/Vision Insurance
• Company-paid Life Insurance
• Tuition Reimbursement
• Fitness Reimbursement
• Paid Time Off
• Volunteer Leave
• Paid Holidays
• Plus many more employee perks & incentives!
  
  

People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives and we know that starts with our team.

If you qualify, apply online at www.sunflowerbank.com/careers.

You’ve never worked anyplace like Sunflower Bank!

EOE/AA: Minorities/Females/Disabled/Vets

Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.

If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and Sales

• Industries

  Banking

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