Credit Underwriter I

First Hawaiian Inc.; Honolulu (HI); Hybrid; USD 62,000 - 73,000; Full time

Benefits offered by this job

Comprehensive benefits

Competitive training program

Job summary

First Hawaiian Bank is seeking an analytical and detail oriented Credit Underwriter I to join the Credit department. You will assess credit requests, analyze financial statements, and underwrite commercial lending opportunities with a focus on low-complexity credits.

This role offers a stable, growth‑oriented career with a comprehensive training program and competitive compensation and benefits. Monday–Friday schedule and a collaborative ‘ohana culture’ at First Hawaiian Bank support your

Qualifications

• Bachelor's degree in Business Administration or related field or equivalent work experience
• Bachelor's degree in Finance or Accounting preferred
• 1 year of experience in credit analysis
• At least 2 years of financial analysis and/or commercial lending experience preferred
• Understanding of basic accounting principles and financial statements
• Must be organized, detail oriented and accurate with numbers

Responsibilities

• Prepare credit requests and annual reviews for existing credit facilities
• Analyze financial statements and underwrite credit requests for the Bank's commercial customers
• Assess credit, structural, business and financial risk of borrowers for low-complexity credits

Skills

Credit analysis

Financial analysis

Underwriting

Education

Bachelor's degree in Business Administration

Bachelor's degree in Finance or Accounting

Job description

Join the First Hawaiian Bank ‘ohana, where our culture flourishes with purpose. We prioritize the 3 C’s – Caring, Character and Collaboration – ensuring a workplace that is not only rewarding, but deeply fulfilling. Consistently recognized as one of the 'Best Places to Work in Hawaii' for 13 consecutive years, we take pride in our longstanding commitment to both our team and the communities we serve, spanning over 165 years.

Step into a career that offers stability, excitement, and growth. Experience the thrill of a dynamic environment paired with a comprehensive training program. Plus, enjoy the perks of our competitive compensation and benefits package. If you are ready for a career that empowers you to thrive, your journey starts here.

Job Description

First Hawaiian Bank is currently seeking an analytical and detail oriented Credit Underwriter I to join the team in the Credit department.

Compensation:

The pay range for the role is $62,000 - $72,500/yr; commensurate with experience.

Work Schedule:

Monday - Friday 8:00AM - 5:00PM (hours may vary)

Responsibilities

The Credit Underwrtier I will prepare credit requests and annual reviews for existing credit facilities and analyze financial statements and underwrite credit requests fo the Bank's commerical customers, with a focus on low coplexity credits. The underwriting includes the assessment of credit, structural, business and financial risk of the borrower. The analysis will include spreading financial statements and preparation of cash flow to support credit underwriting and financial analysis.

Qualifications

The ideal candidate will have:

• Bachelor's degree in Business Administration related fields; and/or equivalent work experience required
• Bachelor's degree in Finance or Accounting preferred
• 1 year of experience in credit analysis
• At least 2 years of financial analysis and/or commercial lending experience preferred
• Understanding of basic accounting principles and financial statements
• Must be organized, detail oriented and accurate when working with numbers

Benefits:

We proudly offer a comprehensive benefits program for all employees.

We value you!

At First Hawaiian Bank, we value Fairness, Inclusion, and Opportunity and welcome applications from all eligible candidates. For our full EEO statement, please visit www.fhb.com/careers . Mahalo for choosing First Hawaiian Bank!

At First Hawaiian Bank, it all starts with YES!

Job Info

• Job Identification 514
• Posting Date 10/07/2026, 06:34 AM
• Degree Level Bachelor's Degree
• Job Schedule Full time