Credit Underwriter - Data-Driven Loan Risk & Decisioning

Lendbuzz; United States; On-site; USD 54,000 - 66,000; Full time

Job summary

A financial technology firm in the United States is seeking a Credit Loan Officer to evaluate loan applications and assess creditworthiness. The ideal candidate will hold a Bachelor’s degree in Finance and possess over 2 years of relevant experience in financial services. Strong analytical and communication skills are essential for making sound credit decisions in a dynamic environment. This role offers an hourly rate of $28.84, with the opportunity for a flexible schedule along with a commitment to diversity and compliance in lending practices.

Qualifications

• 2+ years of experience in financial services focusing on credit analysis.
• Ability to interpret complex financial data effectively.
• Experience in adhering to underwriting standards and regulatory requirements.

Responsibilities

• Review and evaluate loan applications, including financial documentation.
• Perform comprehensive risk analysis considering PTI and LTV ratios.
• Make credit recommendations based on company policies.

Skills

Credit analysis

Regulatory compliance

Financial analysis

Analytical skills

Attention to detail

Communication skills

Education

Bachelor’s degree in Finance or related field

Job description

A financial technology firm in the United States is seeking a Credit Loan Officer to evaluate loan applications and assess creditworthiness. The ideal candidate will hold a Bachelor’s degree in Finance and possess over 2 years of relevant experience in financial services. Strong analytical and communication skills are essential for making sound credit decisions in a dynamic environment. This role offers an hourly rate of $28.84, with the opportunity for a flexible schedule along with a commitment to diversity and compliance in lending practices.