Credit Underwriter: Consumer & B2B Risk, Fast Decisions

OpenKrill; United States; Remote; USD 47,000 - 67,000; Full time

Benefits offered by this job

Dog friendly office

Job summary

Octopus Electric Vehicles in the United Kingdom is seeking a Credit Underwriter to support our in-house underwriting operations. The role involves handling daily credit decisions, escalations, and selective manual approvals, with a path to influence consumer scorecards and underwriting policy.

The ideal candidate brings hands-on underwriting experience, strong policy knowledge, and familiarity with automated decisioning platforms such as Lending Metrics, especially in vehicle leasing contexts.

Qualifications

• Experience in underwriting role.
• Knowledge of credit policies.
• Familiar with automated credit decisioning platforms such as Lending Metrics.
• Experience in vehicle leasing.

Responsibilities

• Manage the day-to-day credit and underwriting process.
• Review and manage credit escalations and referrals.
• Own underwriting decisions for clients not captured by our auto-underwriting process (up to an agreed limit, based on experience).
• Support in development of consumer scorecards, underwriting policy, process and systems.

Skills

Underwriting experience

Credit policies

Credit evaluation

Consumer & B2B credit

Tools

Lending Metrics

Job description

Octopus Electric Vehicles in the United Kingdom is seeking a Credit Underwriter to support our in-house underwriting operations. The role involves handling daily credit decisions, escalations, and selective manual approvals, with a path to influence consumer scorecards and underwriting policy.

The ideal candidate brings hands-on underwriting experience, strong policy knowledge, and familiarity with automated decisioning platforms such as Lending Metrics, especially in vehicle leasing contexts.