Credit Risk Manager

NLB Services; San Francisco (CA); On-site; USD 150,000 - 210,000; Full time

Job summary

NLB Services is seeking an Engagement Manager to lead credit risk strategy and pricing initiatives for fintech clients. You will collaborate with senior executives and cross-functional teams to design policies and optimize RoEs.

The role requires deep lending industry experience, strong analytical skills, and a track record of stakeholder alignment, offshore team leadership, and delivering data-driven recommendations.

Qualifications

• 8+ years of experience in credit risk strategy and client management.
• Origination channel management experience.
• Credit cards and lending expertise (Acquisitions/Underwriting).
• Demonstrable leadership ability and people management skills.
• Excellent communication, presentation and story-building in a consulting setup.

Responsibilities

• Primary day-to-day client contacts and interaction with C-level executives.
• Analyze volume and funnel trends to optimize pricing and RoEs.
• Analyze credit performance and advise on credit policy optimization.
• Respond to market dynamics on third party channels and inform senior management.
• Act as channel manager for origination channels – manage policies, tests, pricing.
• Collaborate across stakeholders and lead offshore analytical teams.

Skills

Credit risk strategy

Client management

Leadership

Problem solving

Communication

Storytelling

Education

Master's degree in economics

Master's degree in mathematics

Master's degree in computer science/engineering

Operations research

BA/BS in related fields

Job description

Job Title: Credit risk and Pricing Strategy - Engagement Manager

As the Risk Strategy and Pricing Engagement Manager, you will play a pivotal role in analyzing and designing credit risk and pricing strategies for Fintech clients. This position requires extensive experience in the lending industry, along with a profound understanding of various business functions such as Credit Risk, Product, and Analytics. A significant plus would be having experience working with third-party channels and devising credit and pricing policies for them. Your problem-solving skills, product sense, and ability to work effectively cross-functionally will be key to your success.

Role and Responsibilities

• Primary day-to-day client contacts and often interact with C-level executives.
• Analyze volume & funnel trends to optimize pricing and impact on RoEs
• Analyze credit performance and come up with recommendations to optimize credit policies
• React to market dynamics on third party channels and help senior management make informed decisions
• Act as a channel manager for certain origination channels – in terms of managing credit policies, running tests and optimizing pricing

• Stakeholder Collaboration: Collaborate with and drive alignment among various stakeholders across the organization
• Manage Offshore Team: Lead and coordinate (incl. project planning) with offshore team for analytical support and to ensure seamless execution

Candidate Profile

• 8+ years of experience in Credit risk strategy, along with in consulting, solution design and client management

• Origination channel manage experience
• Credit cards/lending expertise (Acquisitions/Underwriting)

Demonstrable leadership ability, superior problem solving and people management skills

• Excellent communication, presentation and story building skills in a consulting setup
• Master's degree in economics, mathematics, computer science/engineering, operations research or related analytics areas; candidates with BA/BS degrees in the same fields from the top tier academic institutions are also welcome to apply