Credit risk & Pricing Strategy Engagement Manager

NLB Services; San Francisco (CA); On-site; USD 140,000 - 200,000; Full time

Job summary

NLB Services in San Francisco is seeking a Risk Strategy and Pricing Engagement Manager to design credit risk and pricing policies for fintech clients. The role requires deep lending industry experience and cross-functional collaboration with Credit Risk, Product and Analytics teams.

You will analyze volume trends, optimize RoEs, evaluate credit performance, and adapt pricing to market dynamics. The position also acts as a channel manager for select origination channels, coordinating with

Qualifications

• 8+ years of experience in Credit risk strategy, consulting, solution design and client management.
• Proficiency in SQL and Python for data analysis and modeling.
• Credit cards/lending acquisitions and underwriting expertise.
• Strong leadership, problem solving and people management skills.
• Excellent communication, presentation and storytelling in a consulting context.
• Master's or BA/BS in economics, mathematics, CS/engineering or related analytics fields from top-tier schools.

Responsibilities

• Analyze volume and funnel trends to optimize pricing and RoEs.
• Analyze credit performance and provide recommendations to optimize credit policies.
• React to market dynamics on third-party channels and inform senior management decisions.
• Act as a channel manager for select origination channels, managing credit policies, tests and pricing.
• Collaborate with stakeholders across the organization to drive alignment.
• Lead and coordinate offshore analytical teams to ensure seamless execution.

Skills

SQL

Python

Credit risk domain knowledge

Education

Master's degree in economics, mathematics, CS/engineering, OR related analytics fields

BA/BS in economics, math, CS/engineering or analytics from top tier institutions

Job description

As the Risk Strategy and Pricing Engagement Manager, you will play a pivotal role in analyzing and designing credit risk and pricing strategies for Fintech clients. This position requires extensive experience in the lending industry, along with a profound understanding of various business functions such as Credit Risk, Product, and Analytics. A significant plus would be having experience working with third-party channels and devising credit and pricing policies for them. Your problem-solving skills, product sense, and ability to work effectively cross-functionally will be key to your success.

Primary day-to-day client contacts and often interact with C-level executives.

Analyze volume & funnel trends to optimize pricing and impact on RoEs

Analyze credit performance and come up with recommendations to optimize credit policies

React to market dynamics on third party channels and help senior management make informed decisions

Act as a channel manager for certain origination channels – in terms of managing credit policies, running tests and optimizing pricing

Stakeholder Collaboration: Collaborate with and drive alignment among various stakeholders across the organization

Manage Offshore Team: Lead and coordinate (incl. project planning) with offshore team for analytical support and to ensure seamless execution

Candidate Profile:

8+ years of experience in Credit risk strategy, along with in consulting, solution design and client management

SQL , Python

Credit cards/lending expertise (Acquisitions/Underwriting)

Demonstrable leadership ability, superior problem solving and people management skills

Excellent communication, presentation and story building skills in a consulting setup

Master's degree in economics, mathematics, computer science/engineering, operations research or related analytics areas; candidates with BA/BS degrees in the same fields from the top tier academic institutions are also welcome to apply