Credit Services Internship: Ag Lending & Credit Analysis

FCS Financial; Jefferson City (MO); On-site; USD 25,000 - 34,000; Full time

Benefits offered by this job

Competitive wage

Professional growth

Networking opportunities

Impact

Job summary

FCS Financial offers a 12-week internship in Missouri focused on credit fundamentals, risk analysis, and economic forecasting within our Credit Services team. You’ll gain hands-on experience in ag lending, work with seasoned professionals, and contribute to meaningful projects that support Missouri’s ag economy.

You’ll be mentored by our Young Professional group and will have opportunities to meet leadership and board members, all while developing skills in credit analysis, lending, and

Qualifications

• College sophomores, juniors, first semester seniors, or graduate students.
• Desired degree programs are Agricultural Business, Agricultural Economics, Animal Science, Agronomy, Agricultural Education, Agricultural Communications, General Agriculture, Business, Finance, Economics or related field.
• GPA of 2.5 or higher.
• General knowledge of agriculture, rural communities, financial services, and FCS Financial.
• Skill in using Microsoft technologies including e-mail, word and spreadsheet processing.
• Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences.
• Responsible to appropriately protect the confidentiality, security, and integrity of the Association’s systems and data and clients’ data.

Responsibilities

• Learn approach to assessing creditworthiness of borrowers
• Learn approach to economic analysis and forecasting
• Learn impact of macro-economic events on lending and risk management
• Learn the components of the lending process
• Learn credit fundamentals and credit philosophy
• Complete one or more projects identified by FCS that are hands-on in nature and designed to add value to the credit services team and the Association.
• Presentations to the Board of Directors, senior leadership, mentors and other staff will be conducted towards the end of the internship.
• Work with several mentors within Credit Leadership of the Association.
• Collaborate with FCS staff as an active team member.
• Learn about customer relationships and marketing and contribute to FCS image as the leading agriculture financial institution committed to customers.

Skills

Strong communication skills

Microsoft Office

Education

Agricultural Business

Agricultural Economics

Animal Science

Agronomy

Agricultural Education

Agricultural Communications

General Agriculture

Business

Finance

Economics

Related field

Job description

FCS Financial offers a 12-week internship in Missouri focused on credit fundamentals, risk analysis, and economic forecasting within our Credit Services team. You’ll gain hands-on experience in ag lending, work with seasoned professionals, and contribute to meaningful projects that support Missouri’s ag economy.

You’ll be mentored by our Young Professional group and will have opportunities to meet leadership and board members, all while developing skills in credit analysis, lending, and