Credit Services Internship

FCS Financial, ACA; Jefferson City (MO); On-site; USD 25,000 - 30,000; Full time

Benefits offered by this job

Competitive wage

Professional growth

Networking opportunities

Impact

Job summary

FCS Financial, ACA offers a Credit Services Internship in Missouri for a 12-week summer program. You will learn credit analysis, risk management, and economic forecasting while contributing to Missouri’s ag economy. The internship includes mentorship, leadership exposure, and a chance to work on real projects.

Starting at $20.00/hour, the program emphasizes growth in credit analysis, lending concepts, and professional networking within a team‑oriented culture.

Qualifications

• Strong communication skills
• General knowledge of agriculture and rural communities
• Knowledge of financial services industry
• Confidential handling of data
• Willingness to travel and collaborate
• GPA 2.5 or higher

Education

Agricultural Business

Agricultural Economics

Animal Science

Agronomy

Agricultural Education

Agricultural Communications

General Agriculture

Business

Finance

Economics

Tools

Microsoft Office

Job description

Credit Services Internship

Looking for an internship where your ideas matter and your impact is real? At FCS Financial, we’re all about making a real impact on our customers, our communities, and each other. If you’re ready to dive into the world of agricultural lending, sharpen your credit analysis skills, and work with a team that feels like family, we want to meet you!

About Us

We’re proud to be part of the Farm Credit System, delivering financial services that fuel agriculture and rural communities. Our culture is built on trust, respect, and a shared commitment to serving our member-owners across Missouri.

The 2027 Internship

Are you curious about how financial decisions shape the future of agriculture? Join us for a 12-week internship focused on credit fundamentals, risk management, and economic forecasting. You’ll gain hands‑on experience in ag lending, collaborate with seasoned professionals, and contribute to meaningful projects that support Missouri’s ag economy.

We are hiring an intern who is ready to learn, grow, and make a difference!

What You’ll Experience

• Learn how we assess borrower creditworthiness and evaluate financial documentation.
• Explore how macroeconomic trends impact lending decisions and risk management.
• Dive into credit philosophy and fundamentals that guide our financial strategies.
• Complete a hands‑on project that adds value to our Credit Services team and aligns with our 2026 Business Objectives.
• Experience the power of our “One Team” culture – where collaboration and shared goals drive our success.
• Be partnered with a mentor from our Young Professional group to provide guidance and support throughout the internship
• Meet our leadership including Executive and Senior leaders and our Board of Directors.
• Gain exposure to customer relationships and marketing strategies that reinforce our image as Missouri’s leading ag finance institution.

What We Offer

• Competitive Wage: Starting at $20.00/hour (subject to change).
• Professional Growth: Build skills in credit analysis, lending, and financial strategy.
• Networking Opportunities: Connect with industry leaders and peers.
• Impact: Contribute to the financial health of Missouri’s ag community.

What We’re Looking For

• Current college sophomore (Completed 30 Credits), junior (Completed 60 Credits), first‑semester senior, or graduate student.
• Majors in: Ag Business, Ag Econ, Animal Science, Agronomy, Ag Education, Ag Communications, General Ag, Business, Finance, Economics, or related fields.
• GPA of 2.5 or higher.
• General knowledge of agriculture, rural communities, financial services, and FCS Financial.
• Strong communication skills and proficiency in Microsoft Office tools.
• Ability to maintain confidentiality and integrity of sensitive data.
• Willingness to travel, collaborate, and adapt in a dynamic environment.

This position is open until filled.

Department

Credit Services

Reports To

Senior Vice President, Human Resources or designee

Supervises

None

Duration

This 12-week internship typically begins toward the end of May and concludes the second week of August.

* Essential Functions for this position consist of all items listed under any category that make up 5% or more of the job duties. This job description is subject to change without notice.

Minimum Qualifications

• College sophomores, juniors, first semester seniors, or graduate students
• Desired degree programs are Agricultural Business, Agricultural Economics, Animal Science, Agronomy, Agricultural Education, Agricultural Communications, General Agriculture, Business, Finance, Economics or related field.
• Minimum 2.5 GPA

Required Knowledge and Skills

• General knowledge of FCS Financial
• General knowledge of the agricultural industry
• General knowledge of agriculture/rural communities
• General knowledge of financial services industry
• General knowledge of basic financial/accounting terms and applications
• Skill in using Microsoft technologies including e-mail, word and spreadsheet processing
• Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
• Responsible to appropriately protect the confidentiality, security, and integrity of the Association’s systems and data and clients’ data

We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law. For more information about our commitment to equal employment opportunity, please click here.