Credit Analyst - Intern

Farm Credit Services of America; Omaha (NE); On-site; USD 25,000 - 33,000; Part time

Benefits offered by this job

Competitive hourly wage

Sign-on bonus

Relocation assistance

Job summary

Farm Credit Services of America in Omaha, NE offers a Credit Analyst Intern role designed to build understanding of credit philosophies and lending activities for agricultural producers and agribusinesses. This internship provides real projects and a chance to contribute to market-ready initiatives.

Interns gain exposure to underwriting loans, analyze balance sheets, income statements, and cash flows, and participate in team meetings and organizational learning sessions during a 12-week summer

Qualifications

• Pursuing a bachelor’s or master’s in Ag Business, Accounting, Finance, Agricultural Economics or similar.
• Minimum 3.0 GPA on a 4.0 scale.
• Demonstrated leadership abilities.
• Effective communication and interpersonal skills (both written and verbal).
• Strong desire to understand ag finance, lending and credit business.
• Available for a 12-week internship during summer.

Responsibilities

• Gain exposure to credit philosophies for short, intermediate and long-term financing.
• Learn resources and techniques for underwriting loans.
• Make decisions on new and existing operating, term and real estate loan applications.
• Input customer financial information and analyze balance sheets, income statements and cash flows.
• Research industry information.
• Attend and participate in team meetings.
• Assist with special projects and learn loan administration processes.

Skills

Leadership

Communication

Interpersonal skills

Analytical skills

Education

Pursuing a bachelor's or master's degree in Ag Business or related field

GPA 3.0 on a 4.0 scale

Demonstrated leadership abilities

Effective communication and interpersonal skills

Interest in ag finance, lending and credit

Available for a 12-week internship during summer

Job description

AgCountry Farm Credit Services (AgCountry), Farm Credit Services of America (FCSAmerica)and Frontier Farm Credit are financial cooperatives that operate under shared management across eight states. While each association is owned by its local farmers and ranchers, they collaborate by pooling resources, expertise, and talent to provide affordable credit, crop insurance, and financial services.
Our associations are united by a common mission and commitment to serving rural America and supporting each other, which drives the success of the farmers, ranchers, and agribusiness we serve. We take pride in being a great place to work, and this enthusiasm is reflected in the relationships our team members foster with one another and with our customers.

Job Summary

As a Credit Analyst Intern, you will gain an understanding of credit philosophies and lending activities for agricultural producers and agribusinesses. This is a great opportunity to gain in-depth experience and learn the primary responsibilities of a Credit Analyst.

Our interns work on projects that matter—and teams will rely on your skills and insights to help deliver those projects to market. You’ll get the opportunity to work on real projects and have fun along the way.

Essential Duties & Responsibilities

• Gain exposure to our credit philosophies for short, intermediate and long-term financing.
• Learn resources and techniques for underwriting loans.
• Make decisions on new and existing operating, term and real estate loan applications.
• Input customer financial information and analyze balance sheets, income statements and cash flows.
• Research industry information.
• Attend and participate in team meetings.
• Complete special projects assigned by the leader, if applicable.
• Spend time in our retail offices to learn about the loan administration and closing processes.
• Spend time with Financial Officers to learn about the sales processes and potentially meet with customers.
• Attend class(es) facilitated by our Organizational Development and Learning teams, if appropriate.
• Promote Farm Credit Services of America through various public activities (this could include volunteer activities, farm shows, external learning opportunities, etc).

Education Requirements

• • Currently pursuing a bachelors or master’s degree in Ag Business, Accounting, Finance, Agricultural Economics, Animal Science or similar degree
  • Minimum of 3.0 GPA on a 4.0 scale
  • Demonstrated leadership abilities
  • Effective communication and interpersonal skills (both written and verbal)
  • Strong desire to gain further understanding of the ag finance, lending and credit business
  • Available for a 12-week internship during summer

Intern Benefits

• Qualified interns will receive a competitive hourly wage and $500 sign-on bonus
• Relocation assistance is available for those who qualify

*We reserve the right to close this posting early if we receive a high volume of qualified applications.*

About Us

AgCountry has 43 offices, is based in Fargo, North Dakota and serves portions of North Dakota, Minnesota, and Wisconsin. FCSAmerica is based in Omaha, NE and has 42 local offices serving rural communities and agriculture in Iowa, Nebraska, South Dakota, and Wyoming. Frontier Farm Credit has six offices serving eastern Kansas. Together, we support nearly 82,000 producers and agribusinesses, meeting the needs of today’s agricultural industry with our combined 2600+ employees providing lending, risk management, technology, commodity marketing, and customer and employee education.
AgCountry Farm Credit Services, ACA, Farm Credit Services of America, ACA, and Frontier Farm Credit, ACA are Equal Employment Opportunity employers, and they comply with all applicable federal, state, and local fair employment practices laws.