Credit Services Internship

FCS Financial; Jefferson City (MO); On-site; USD 25,000 - 34,000; Full time

Benefits offered by this job

Competitive wage

Professional growth

Networking opportunities

Impact

Job summary

FCS Financial offers a 12-week internship in Missouri focused on credit fundamentals, risk analysis, and economic forecasting within our Credit Services team. You’ll gain hands-on experience in ag lending, work with seasoned professionals, and contribute to meaningful projects that support Missouri’s ag economy.

You’ll be mentored by our Young Professional group and will have opportunities to meet leadership and board members, all while developing skills in credit analysis, lending, and

Qualifications

• College sophomores, juniors, first semester seniors, or graduate students.
• Desired degree programs are Agricultural Business, Agricultural Economics, Animal Science, Agronomy, Agricultural Education, Agricultural Communications, General Agriculture, Business, Finance, Economics or related field.
• GPA of 2.5 or higher.
• General knowledge of agriculture, rural communities, financial services, and FCS Financial.
• Skill in using Microsoft technologies including e-mail, word and spreadsheet processing.
• Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences.
• Responsible to appropriately protect the confidentiality, security, and integrity of the Association’s systems and data and clients’ data.

Responsibilities

• Learn approach to assessing creditworthiness of borrowers
• Learn approach to economic analysis and forecasting
• Learn impact of macro-economic events on lending and risk management
• Learn the components of the lending process
• Learn credit fundamentals and credit philosophy
• Complete one or more projects identified by FCS that are hands-on in nature and designed to add value to the credit services team and the Association.
• Presentations to the Board of Directors, senior leadership, mentors and other staff will be conducted towards the end of the internship.
• Work with several mentors within Credit Leadership of the Association.
• Collaborate with FCS staff as an active team member.
• Learn about customer relationships and marketing and contribute to FCS image as the leading agriculture financial institution committed to customers.

Skills

Strong communication skills

Microsoft Office

Education

Agricultural Business

Agricultural Economics

Animal Science

Agronomy

Agricultural Education

Agricultural Communications

General Agriculture

Business

Finance

Economics

Related field

Job description

Looking for an internship where your ideas matter and your impact is real? At FCS Financial, we’re all about making a real impact on our customers, our communities, and each other. If you’re ready to dive into the world of agricultural lending, sharpen your credit analysis skills, and work with a team that feels like family, we want to meet you!

About Us:

We’re proud to be part of the Farm Credit System, delivering financial services that fuel agriculture and rural communities. Our culture is built on trust, respect, and a shared commitment to serving our member-owners across Missouri.

The 2027 Internship:

Are you curious about how financial decisions shape the future of agriculture? Join us for a 12-week internship focused on credit fundamentals, risk management, and economic forecasting. You’ll gain hands-on experience in ag lending, collaborate with seasoned professionals, and contribute to meaningful projects that support Missouri’s ag economy.

We are hiring an intern who is ready to learn, grow, and make a difference!

What You’ll Experience:

• Learn how we assess borrower creditworthiness and evaluate financial documentation.
• Explore how macroeconomic trends impact lending decisions and risk management.
• Dive into credit philosophy and fundamentals that guide our financial strategies.
• Complete a hands-on project that adds value to our Credit Services team and aligns with our 2026 Business Objectives.
• Experience the power of our One Team culture - where collaboration and shared goals drive our success.
• Be partnered with a mentor from our Young Professional group to provide guidance and support throughout the internship
• Meet our leadership including Executive and Senior leaders and our Board of Directors.
• Gain exposure to customer relationships and marketing strategies that reinforce our image as Missouri’s leading ag finance institution.

What We Offer:

• Competitive Wage: Starting at $20.00/hour (subject to change).
• Professional Growth: Build skills in credit analysis, lending, and financial strategy.
• Networking Opportunities: Connect with industry leaders and peers.
• Impact: Contribute to the financial health of Missouri’s ag community.

What We’re Looking For:

• Current college sophomore (Completed 30 Credits), junior (Completed 60 Credits), first-semester senior, or graduate student.
• Majors in: Ag Business, Ag Econ, Animal Science, Agronomy, Ag Education, Ag Communications, General Ag, Business, Finance, Economics, or related fields.
• GPA of 2.5 or higher.
• General knowledge of agriculture, rural communities, financial services, and FCS Financial.
• Strong communication skills and proficiency in Microsoft Office tools.
• Ability to maintain confidentiality and integrity of sensitive data.
• Willingness to travel, collaborate, and adapt in a dynamic environment.

Ready to Grow with Us?

This position is open until filled.

Department:

Credit Services

Reports To:

Senior Vice President, Human Resources or designee

Duration:

This 12-week internship typically begins toward the end of May and concludes the second week of August.

Job Functions

50%

Internship Program - (12 Weeks)

• Learn approach to assessing creditworthiness of borrowers
• Learn approach to economic analysis and forecasting
• Learn impact of macro-economic events on lending and risk management
• Learn the components of the lending process
• Learn credit fundamentals and credit philosophy

20%

Projects

• Complete one or more projects identified by FCS that are hands-on in nature and designed to add value to the credit services team and the Association.
• Presentations to the Board of Directors, senior leadership, mentors and other staff will be conducted towards the end of the internship.

20%

Communication

• Work with several mentors within Credit Leadership of the Association.
• Collaborate with FCS staff as an active team member.

10%

Marketing

• Learn about customer relationships and marketing and contribute to FCS image as the leading agriculture financial institution committed to customers.

n/a

Other duties as assigned to meet the needs of the organization.

• Essential Functions for this position consist of all items listed under any category that make up 5% or more of the job duties. This job description is subject to change without notice.

Minimum Qualifications

• College sophomores, juniors, first semester seniors, or graduate students
• Desired degree programs are Agricultural Business, Agricultural Economics, Animal Science, Agronomy, Agricultural Education, Agricultural Communications, General Agriculture, Business, Finance, Economics or related field.

Required Knowledge and Skills

• General knowledge of FCS Financial
• General knowledge of the agricultural industry
• General knowledge of agriculture/rural communities
• General knowledge of financial services industry
• General knowledge of basic financial/accounting terms and applications
• Skill in using Microsoft technologies including e-mail, word and spreadsheet processing
• Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
• Responsible to appropriately protect the confidentiality, security, and integrity of the Association’s systems and data and clients’ data